health insurance
How Does a PPO Plan Work?
When you sign up for insurance, you generally have a few options including HMO, PPO, and POS. The PPO plan is often one of the most popular because of its flexibility. While it’s more expensive than an HMO, it may suit your medical needs better than an HMO. [sc_content_link label=”Get today’s insurance rates.” cat=”health”] The […]
Read moreHow Does a POS Plan Work?
As you shop for health insurance, you might come across the term POS plan in addition to the traditional HMO and PPO policies. The POS plan is a cross between both the HMO and PPO plan. They give you the flexibility of a PPO with the lower costs of an HMO. [sc_content_link label=”Get today’s insurance […]
Read moreWhat is Pre-existing Condition Insurance Plan (PCIP)?
If you have a pre-existing condition, you know how hard it is to get insurance. At least, that’s the way it used to be. You would either have to opt for insurance that excluded your condition or go without insurance. Either way, you generally paid a lot more money for the premiums than those that […]
Read moreHealth Insurance Options for Maternity and Pregnancy Expenses
Pregnancy insurance is essential if you plan to have a baby. Without insurance, you can expect to pay between $10,000 and $12,000 in fees related to giving birth. With the right coverage, you can reduce those fees and enjoy the months following the birth of your baby rather than dealing with the stress of extensive […]
Read moreHow the Self-Employed Can Lower Health Insurance Costs
Being self-employed has many benefits. However, affordable health insurance is not one of them. Health insurance costs can easily eat up any profits you make while working for yourself if you are not careful. Here we discuss the top ways to lower those costs to make them affordable for you. [sc_content_link label=”Get today’s insurance rates.” […]
Read moreWhat Does Short-Term Health Insurance Cover?
During a time of transition, you may be without health insurance. This is risky business. Rather than taking a chance, you can secure short-term health insurance. While it won’t be the same as your standard health insurance, it can help prevent financial destruction in the face of serious illness or injury. [sc_content_link label=”Get today’s insurance […]
Read moreThe Right Age to Buy Long-Term Care Insurance
If you are in your 40s, the last thing you probably think about is long-term care insurance. What if we told you that you should though? We know, you probably don’t worry about aging quite yet. But, it’s a fact of life – it will happen to you someday. Just like term life insurance, you […]
Read moreHealth Insurance Riders: Is It Worth Adding to Your Policy?
Your health insurance policy has its limitations. Some plans may not cover costs for services rendered for certain cases. Other than that, not all health insurance plans have benefits for pre-existing health conditions. With that in mind, some policyholders decide to extend their coverage to any services rendered that are not part of their policy. […]
Read moreHIPAA: Everything You Need to Know About This Privacy Rule
Our privacy is important to us. There are pieces of information about ourselves that we choose to keep confidential. The same principle usually goes with any information that we learn from our health. As much as possible, we disclose important information about our physical and mental health conditions to those we can trust. Thankfully enough, […]
Read more