health insurance
When Can I Enroll in Medicare?
When you retire, health insurance should be a priority. Not having insurance through your employer means you’re on your own for healthcare coverage. In addition, as you age, your risk of needing extensive medical care increases, making Medicare enrollment important for most seniors. Typically, you’re eligible for Medicare when you turn 65 years old, but […]
Read moreHow Do Health Insurance Deductibles Work?
You likely have a deductible if you have health insurance through your employer or the marketplace. It might even be a big number, like $2,500 or more. So your health insurance deductible is an important factor in your insurance coverage. What are Health Insurance Deductibles? A deductible is the amount you must cover before your […]
Read moreHow Does Health Insurance Work Through an Employer?
Your salary isn’t the only benefit of working for a company. Many employers offer benefits, including health insurance coverage. While it might not seem like a large benefit, if your employer covers any portion of your health insurance premiums, or you can get a better policy because you’re covered with a group, it could be […]
Read moreDoes Health Insurance Cover Dental Work?
If you have health insurance but have a dental issue, you might wonder if your health insurance covers dental work. The answer is that it depends. Health insurance typically doesn’t cover dental work, especially routine or preventative dental work. However, there are a few situations where your health insurance might cover dental issues. When Does […]
Read moreDoes Health Insurance Cover a Dermatologist?
Dermatology is a highly sought after service for people suffering from acne, skin issues, and cancer. Dermatologists can diagnose over 3,000 disorders, helping men, women, and children look and feel their best. While dermatology is known for cosmetic procedures, including Botox injections, there are many necessary procedures they perform too. However, many insurance companies exclude […]
Read moreWho Needs Health Insurance?
Health insurance is just as important as auto and home insurance. It protects you from the unexpected. So even if you think you’re in perfect health or nothing will happen to you, it’s best to have health insurance. Here’s why. Do you Need Health Insurance? Most people think health insurance isn’t just for the sick […]
Read moreWhy is Health Insurance so Expensive?
Health insurance rates increased in recent years to the dismay of consumers. It boggles the minds of many since insurance companies cannot increase your rates based on illness or pre-existing conditions, thanks to the Affordable Care Act. So what is making the cost of health insurance continually increase? [sc_content_link label=”Get today’s insurance rates.” cat=”health”] Keep […]
Read moreWhat’s the Penalty for No Health Insurance and Why Should You Care?
If you have not filed your taxes for 2018 yet, you may face a penalty if you didn’t carry health insurance for the entire year. Through 2018, all taxpayers that can afford health insurance must have it. If you chose not to have it, you may pay a penalty called the Shared Responsibility Payment when […]
Read moreThe Ultimate Guide to the 2019 HSA Contribution Limits
Every year, the IRS announces maximum contribution limits for HSAs. In 2019, you can contribute up to $3,500 for single coverage and $7,000 for family coverage. In order to qualify for an HSA, you must have a deductible of at least $1,350 for single insurance or $2,700 for family insurance. If you are over the […]
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