How Does the COBRA Insurance Work?
If you have insurance through your employer, you’ve likely heard of COBRA insurance. It stands for Consolidated Omnibus Budget Reconciliation Act. It allows you to keep the same insurance you had ...
How Does a High Deductible Health Insurance Policy Work?
If your employer offers a high deductible health insurance plan, you should know how it works. At some places of employment, it’s the only option as the cost of healthcare is then pushed onto the ...
What’s the Difference Between In-Network and Out-of-Network Doctors?
If you have medical insurance, you likely hear the terms ‘in-network’ and ‘out-of-network’ doctors. What does this mean? How does it affect you? While these terms might seem useless, they are ...
What is HIPAA?
HIPAA stands for Health Insurance Portability and Accountability Act of 1996. This law was signed into place in 1996 under President Clinton. This legislation provides protection for data privacy ...
How Does a PPO Plan Work?
When you sign up for insurance, you generally have a few options including HMO, PPO, and POS. The PPO plan is often one of the most popular because of its flexibility. While it’s more expensive than ...
How Does a POS Plan Work?
As you shop for health insurance, you might come across the term POS plan in addition to the traditional HMO and PPO policies. The POS plan is a cross between both the HMO and PPO plan. They give you ...
