Date last revised: August 14, 2020
Information We Collect To Provide Services
Before you submit information on our site, you consent to share your information with third parties so that they may contact you through email, SMS, telephone and/or direct mail. You agree to receive autodialed or prerecorded calls, texts and emails from us and any affiliates or third parties to the phone numbers and email addresses you have provided.
The information which you have provided will be shared and/or purchased by our network of partners in order to fulfill your request. Our network partners includes but is not limited to: insurance professionals, home services professionals, lenders, mortgage bankers, mortgage brokers, credit consultants, real estate professionals, or any other business in our network that may be related to the service or product you have expressed interest in. Multiple businesses may contact you so that you are able to compare different companies, services and/or products before making any purchases.
The categories of information we collect are as follows:
“Personal Information”. This information can be used to identify you. Most of this information is provided by you on this site in order to process your request. The information may include: First and last name, address, telephone numbers, mobile numbers, email address, employment status or self-employment or other unique information about you which you provide to us on this site, or through the course of communicating with us about the products and services provided on this site.
“Behavioral information”. This is information which is automatically collected when you use the site. It includes the areas of the site that you visit, what services you engage with, and information about your computer hardware and software, including your IP address, geographic location, browser preference, operating system type, domain names, times that you access the internet, and other web properties you may have visited.
“Demographic information”. This is information that refers to selected population characteristics. Such as zip code, military status, personal and online interests. When we can identify you through this information, it is personal Information.
“Third party information”. We may collect this information from a third party which could include personal, demographic, behavioral and indirect information. This collection may include, but not limited to, first party cookies, third party cookies, anonymous cookies, persistent identifiers, email opt in, and search engine keywords. We have no access or control over these cookies and other tracking devices used or owned by third party advertisers and networks and governed under their policies, therefore, we have no responsibility or liability for the policies and practices of these parties.
CALIFORNIA RESIDENTS-California Privacy Rights- The California Consumer Protection Act has granted specific rights and remedies. For your California Privacy Rights and Remedies please click here. If you are a California resident please note we do not respond to do not track signals or cookies.
These technologies we or third parties implement will track, record and collect internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or mouse and clickstream data about your interactions on the site. We may receive or request reports based on these technologies on an individual or aggregated basis for legal analysis purposes.
Google Analytics: Google analytics services utilizes the data collected through its cookies to track and examine the use of this site, to prepare reports on its activities, and to share them with other Google services. You may opt-out of the Google Analytics service here: https://tools.google.com/dlpage/gaoptout/.
Web Beacons (ie, single-pixel gifs, clear gifs or action tags): Collects information about your visit to this site to measure and improve the effectiveness of any marketing and track delivery of marketing and other communication methods. Web Beacons collect only a limited set of information like a cookie number, time and date the page was viewed, as well as a description of the page on which the Web Beacon resides. We may also use Web beacons in email messages. This allows us to determine if you opened or engaged with the email messages. Web Beacons may be rendered ineffective by either opting out of cookies or changing the cookie setup in your browser.
Cookies are small text files that are stored on a user’s computer for record-keeping purposes and which contain information about that user’s computer. Cookies allows us to identify files on your computer and record your preferences and other data about your visit to our website so that when you return to the website we are able to identify you and can personalize repeat visits. When cookies settings are disabled or changed you may experience site or service features that do not function properly. You may control these permissions by modifying your browser preferences to reject all cookies.
We allow third party vendors and advertisers to set their own cookies on and through this site. We do not control the practices of those third parties and we are not responsible for their technology or tracking. It is important to review the policies of such persons or entities on their websites. We use AdWords Remarketing through Google which is a Remarketing and Behavioral Targeting service provided by Google Inc. which connects the activity on this site with the AdWords advertising network and the DoubleClick cookie. That Cookie collects information regarding certain patterns in your browsing history. To opt-out of this tracking, please see https://support.google.com/ads/answer/2662922?hl=en.
We may collect and use and share the above data with a third party for cross-device advertising purposes. This allows you to experience a personalized, informative advertisement that targets specific product interests over multiple devices. We may implement this to identify and track consumers across devices through identifying characteristics such as a consumer login account to connect data across different devices.
We may use push notifications and alerts to notify you of services and/or products that you have expressed interest in on multiple devices. If you no longer wish to receive these types of communications, you may turn them off at the device level. You may opt-out of push notifications or alerts through your browser settings.
How We Use & Share Information
Any personal information that you provide is used to match you with network partners who offer the products you expressed interest in, therefore; we will share your information with multiple businesses who offer the product/service that you have inquired about.
We share your personal information with third parties who will provide you with their opportunities, products or services. This includes your interests and preferences, so they may determine whether you might be interested in their products or services.
We share your personal information with companies and individuals we employ to perform technical functions on our behalf. For example, third parties who host our site, analyze our data, provide marketing assistance, certify submitted forms, process credit card payments, and customer service.
Third party tracking services used to certify submitted forms will track and record user engagement on the site. This information is shared between us and the third party performing these services for proof of submission and periodically for internal audits to test consumer disclosure placement. These records are shared only for legal purposes as proof of form submission in adherence to Federal and State laws and regulations.
We will share your information in order to process Opt-Out requests with affiliated partners and/or third parties in order to process and monitor these requests.
We may share aggregated anonymous information about you, combined with other persons using our site with third parties, so that they can understand the variety of visitors that come to our site, and how those visitors use our site.
We may disclose your information to manage and protect our information technology infrastructure and security.
Your information will be purchased by third parties/vendors and affiliated companies in order to provide these services. This allows you to compare different businesses, products and services prior to making any purchase. Some third parties include companies who provide business services to us or on our behalf, such as to monitor Services activities, market products or services to you, help to maintain our customer database, and administer e-mails, surveys or other contests.
We will disclose your information if legally required to do so, or at our discretion, pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to stay legally compliant or prevent a crime; or we share your information if we sell our company or merge with another company.
We may allow third parties to place ads on our site to market offers that may be of interest to you. When you are on the site ad server companies may collect information such as your domain type, your IP address and clickstream information. For further information, consult the privacy policies of the companies representing the ads or http://www.google.com/privacy_ads.html.
If you wish to limit the collection of information by us or third party partners to provide you with marketing based upon your website browsing activities and interests, you may click http://preferences-mgr.truste.com to opt out.
Third parties may provide certain features on this site or to display advertising based upon your web browsing or application activity use Flash cookies and HTML5 to collect and store information. Various browsers may offer their own management tools for removing HTML5. To manage Flash cookies, please click here: http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07.html
To opt out of targeted advertising on your mobile device, iOS users can click here: https://support.apple.com/en-us/HT205223 to learn how to limit ad tracking and Android users can click here: https://support.google.com/ads/answer/2662922?hl=en to learn how to opt out of interest-based ads.
Please note that opting out of interest-based/targeted advertising will not limit all advertising.
This site and communications such as email messages sometimes contain hypertext links to websites owned by third parties. We are not responsible for the privacy practices or the content of such other websites. These links are provided for your convenience and reference only. We do not operate or control any information, software, products or services available on these third party websites. The inclusion of a link on our site does not imply any endorsement of the services, products or website, or its sponsoring organization.
“Do-Not-Track” is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third-parties. We do not currently respond to Do-Not-Track signals.
Third Party Privacy Policies
Securing Your Information
We use commercially reasonable security measures to protect your information.
Depending on site requirements, we may employ Secure Sockets Layer (SSL) encryption technology to transmit data between a consumer’s browser and our web server. This allows that information to transmit securely encoded.
Although we take commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be secure. We cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through our website is at your own risk. Please do not communicate any information to us through unsecured channels.
We contractually require that third parties handle your information similar to our practices, however; we cannot guarantee third party policies and suggest reviewing those policies as well.
Editing & Requesting Your Information
To request a copy of your information that we have collected or to correct factual inaccuracies within this information please email us at firstname.lastname@example.org.
If you decide to edit/change profile settings, information from your profile and/or copies of that information may remain viewable elsewhere to the extent it has been shared with others or it was copied or stored by other users. We may also be required to retain this information by law or business purposes.
Unsubscribe, Opt-Out or Revoke
To opt-out of receiving SMS or email communications from us, you may follow the instructions in our SMS or emails, or by emailing us at email@example.com.
To opt-out from communications sent by third parties, please follow the instructions to opt-out in those entities’ communications.
Data collected may be sold or transferred to our third parties in real-time, if you unsubscribe, opt-out or revoke consent, your information may have already been sent to our third parties. We cannot revoke your information from a third party if it has already been sent. We will contact third parties of your request and we will remove your information from our internal programs so further communications from us will cease.
Privacy Policies of Third Parties
Children’s Online Privacy Protection Act
This site is intended to be used by people the age of 18 and older. We do not knowingly allow any users under the age of 13 to use our service. However, if you become aware of the existence of a user who is under the age of 13, or that an individual under 13 has provided their information to us, contact us immediately with details at firstname.lastname@example.org.
If you are a parent or guardian and believe that your child under the age of 13 has provided personal information to us, you may contact us to request this information be deleted.
For questions or comments regarding this policy, to report any abuse of personal information collected under this policy, please email us at: email@example.com.