BY ACCESSING OR USING THE SITES OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND TO ALL THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY.
IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THE SITES OR SERVICES.
This Privacy Policy discloses the privacy practices of Insurancespecialists.com, and its affiliates and subsidiaries, (collectively “Insurancespecialists.com” “we”, “us”, “our”, or “Company”) and governs the collection, sharing and security of information through our website, or other Company products and services (collectively, the “Services”) by users of the Services (“you” or “your”).
Services & Information We Collect
We have created this Privacy Policy to inform you about the information we collect, how we use and share this information, and our privacy practices. Questions we may ask on our site are used to determine which network partners and products best match your requests. The information you provide is the data we collect. In order to match you with the best network partner or product for your needs, we may ask for general information like your name, information regarding your lifestyle, any current products or policies you may have in place, and your contact information. As part of our service, we may provide additional information related to other products and services that we believe might be of interest to you.
We may also collect information that identifies your computer and its navigational patterns through the Services (but not a specific user). This information is collected through a variety of tools such as cookies. Cookies allows us to personalize your experience on this website, and should you return to this site, we are able to identify you. If cookies settings are disabled or changed you may experience site or Services features that do not function properly. Any tracking data collected is used to enhance your experience by delivering personalized advertising (or allow third parties to deliver targeted advertising) on our website and the websites of third parties. If you wish to disable cookies, you may do so through your browser on your computer or other devices. We log Internet protocol (IP) server addresses for system administration purposes and catalog traffic patterns through our Websites . This information may or may not be linked to a consumer’s personal information at our discretion.
California Privacy Rights-We permit residents of the State of California to use our Service, and comply with the California Business and Professions Code §§ 22575-22579. If you are a California resident please note we do not respond to do not track signals or cookies. You may request certain information regarding our disclosure of personal information to any third parties for their direct marketing purposes.
The above information collected may also be used for analytics, and reporting purposes such as an advertisement effectiveness and overall campaign success.
Technology Used
We may collect and use and share the above data with a third party for cross-device advertising purposes. This allows you to experience a personalized, informative advertisement that targets specific product interests over multiple devices. We may implement this to identify and track consumers across devices through identifying characteristics such as a consumer login account to connect data across different devices.
We may use push notifications and alerts to notify you of services and/or products that you have expressed interest in on multiple devices. If you no longer wish to receive these types of communications, you may turn them off at the device level. You may opt-out of push notifications or alerts through your browser settings.
How We Use & Share Information
Any personal information that you provided is used to match you with network partners who offer the products you expressed interested in. Your information may be sold to third parties/vendors. We may also sell your information to other affiliated companies, and with other vendors and business partners.
We may share this information when required by law with regulators and law enforcement agencies; and other parties such as joint marketers and third party service providers.
The information we share may include: Your name and address; the type of policy you have expressed interest in or currently hold; your claims history; self-reported credit history; and your self-reported driving record
You understand and agree that if you submit an inquiry on our website, we will share the personal information that you provided with our network partners including but not limited to: mortgage bankers, mortgage brokers, credit consultants, insurance brokers or any other business in our network that may be beneficial to the service or product you have expressed interest in, or your expressed needs. As a result, different types of businesses unrelated to your inquiry may be provided your information and may contact you.
We will share your information with third parties who help us in the delivery of the products and services you have requested. You understand and agree that your consent is not a condition, directly or indirectly of a purchase.
When you submit information on our websites, you explicitly authorize us to share that information with third parties so that they may contact you via email, SMS, telephone and/or direct mail and you agree to receive autodialed or prerecorded calls (including to mobile numbers) and texts and emails from us and any affiliates or third parties to the phone numbers (including mobile numbers) and email addresses you provide to us at any time and to any phone numbers or email addresses subsequently associated with you by us or any affiliates, third parties or vendors.
Securing Your Information
We use commercially reasonable security measures to protect your information.
Depending on site requirements, we may employ Secure Sockets Layer (SSL) encryption technology to transmit data between a consumer’s browser and our web server. This allows that information to transmit securely encoded.
Although we take commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be secure. We cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through our website is at your own risk. Please do not communicate any information to us through unsecured channels.
We require that third parties handle your information similar to our practices, however; we cannot guarantee third party policies and suggest reviewing those policies as well.
Editing & Requesting Your Information
To request a copy of your information that we have collected or to correct factual inaccuracies within this information please email us HERE.
If you decide to edit/change profile settings, information from your profile and/or copies of that information may remain viewable elsewhere to the extent it has been shared with others or it was copied or stored by other users. We may also be required to retain this information by law or business purposes.
Unsubscribe, Opt-Out or Revoke
To opt-out of receiving SMS or email communications from us, you may follow the instructions in our SMS or emails, or by emailing us HERE To opt-out from communications sent by third parties, please follow the instructions to opt-out in those entities’ communications.
You may revoke consent at any time for any use of information collected from you under this Privacy Policy. To revoke consent, indicate by emailing us HERE with the word “revoke Personal Information” in the subject line.
Data collected may be sold or transferred to our third parties which is completed immediately, if you unsubscribe, opt-out or revoke consent, your information may have already been sent to our third parties. We cannot revoke your information from a third party if it has already been sold. We will remove your information from our internal programs and further communication from us will cease.
Privacy Policies of Third Parties
Third party websites or services, such as those websites we provide links to, websites or services you may have clicked-on that directed you to this site, or websites that may be accessible to you through this site, have their own privacy policies regarding data collection, use and disclosure practices. If you visit any such website, we encourage you to review that third party’s privacy policy.
Children’s Online Privacy Protection Act
This site is intended to be used by people the age of 18 and older. We do not knowingly allow any users under the age of 18 to use our service. However, if you become aware of the existence of a user who is under the age of 18, or that an individual under 18 has provided their information to us, contact us immediately with details HERE.
If you are a parent or guardian and believe that your child under the age of 18 has provided personal information to us, you may contact us to request this information be deleted.
Revising This Privacy Policy
We suggest to frequently check this page for any changes in order to stay informed about how we are collecting, using and sharing your information. We may change this Privacy Policy at any time. When this policy has changed, we will revise the updated date at the bottom of this page. The revised Privacy Policy will be effective immediately when posted on the site. Continued use of this site after the effectiveness of such revisions will constitute your acknowledgment and acceptance of the terms of the revised Privacy Policy.
