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Video: Distracted Walking

Recently we shared a news article about the dangers of Distracted Walking, and how that affects drivers. This week, we’re sharing a video on the same subject. We love our smartphones, but we believe there are times and places when it’s best to unplug, and put the phone away. (Video courtesy of the Associated Press)

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Ratewatch: State Farm Lloyds Raises Rates in Texas

State Farm Lloyds has announced the submission of a rate filing to the Texas Department of Insurance that will increase homeowners insurance rates in the Lone Star State by up to 20%, though the actual change in premium will vary based on individual customers’ type of home, age of utilities and any optional coverages. The […]

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Judge Dismisses Mississippi Health Insurance Challenge

Federal District Judge Keith Starrett has ruled that Mississippi governor Phil Bryant, along with other residents of Mississippi, were “premature” in their legal challenge to the section of the affordable care act that requires people to buy health care insurance. He also said that the governor and another of the members of the group suing […]

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New Fire Safety Rule in Effect in Massachusetts

In an effort to reduce the number of house fires that began as burning mulch, and to avoid a greater number of hazard insurance claims, the state of Massachusetts has enacted a new fire safety rule that went into effect on September 1st. Specifically, Massachusetts homeowners and landscapers are now banned from using wood landscaping […]

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Easy Home Inventory Checklist Courtest of West Virginia Insurance Commissioner

Here at insurancespecialists.com, we’re big proponents of everyone keeping an up-to-date home inventory both on their computer and as a hard copy stored with their homeowners insurance policy. Much advice on what to include on such a list exists, but insurance regulators in the state of West Virginia have made inventory easy. How? By creating […]

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Video: Flood Insurance PSA

We know! We talked about flood insurance last week, but it’s an important issue, especially with the likelihood of El Nino forming within the next few months and the potential for California and much of the southwest to end up drenched as a result. This FEMA PSA about flood insurance is from 2009, but it’s […]

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New Map Means More Fargo Property Owners Might Need Flood Insurance

While Texas and many of the states in the southern half of the Great Plains and in the South itself are still suffering under extreme drought conditions, even after last week’s rain, several thousand property owners in Fargo, North Dakota are learning that they may at risk of floods, and might require federal flood insurance, […]

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Highway Deaths Up in Maine

Even in Maine, which doesn’t have a huge population it’s crucial that you don’t drive without car insurance. This is especially true when you consider that the number of highway deaths there has increased by fifty percent from last year. According to Maine’s Bureau of Highway Safety, as of Friday, August 10th, ninety-seven people have […]

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Half of Arkansas Under Exceptional Drought

The various weather services which serve the United States all say that El Niño is coming within the next two months. For some people along the West Coast, that’s bad news, but for much of the South and Midwest, the increased chances of rain, and the cold, wet winter can’t get here soon enough. Arkansas […]

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