Step 1 of 2 — Choose Your Coverage

Compare Insurance Quotes Instantly

Select the type of coverage you need below. You'll be guided through a quick, streamlined process to find the most comprehensive and affordable options available.

1
Choose Coverage
2
Get Your Quote
🚗

Auto Insurance

Car, truck, motorcycle & more

Compare rates from multiple companies and find coverage that fits your vehicle and budget. Switching carriers can save you hundreds.

  • Liability, collision & comprehensive options
  • Uninsured motorist & roadside add-ons
  • Discounts for good drivers & bundling
🏥

Health Insurance

Individual, family & Medicare plans

Find ACA marketplace plans, short-term coverage, and Medicare options. See if you qualify for subsidies that can significantly lower your monthly premium.

  • HMO, PPO, EPO & HDHP plan types
  • Prescription, dental & vision options
  • ACA subsidy eligibility check included
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Home Insurance

Homeowners, renters & condo

Protect your biggest investment from fire, storms, theft, and liability. Most mortgage lenders require it — find the right policy at the right price.

  • Dwelling, personal property & liability
  • Loss of use & additional living expenses
  • Flood & earthquake add-on options
❤️

Life Insurance

Term, whole & final expense

Protect your family's financial future. Term life starts at around $30/month for a healthy 30-year-old — find out what your coverage could cost.

  • Term life, whole life & universal options
  • Final expense & burial insurance
  • Coverage available with pre-existing conditions
50+
Carriers in our network
$0
Cost to compare
2min
Avg. quote time
0
Obligation to buy

How the Quote Process Works

Fast, free, and no commitment required at any step.

1

Choose Your Coverage

Select the type of insurance you need from the options above. Each category has its own tailored quote flow.

2

Answer a Few Questions

Our streamlined form takes about 2 minutes. We ask only what's needed to surface accurate, relevant quotes for your situation.

3

Connect and Compare

Review your options and get connected with a licensed agent who can help you finalize the best policy for your needs.

Common Questions

Everything you need to know before you click.

Yes — completely free. Insurance Specialists doesn't charge you anything to compare quotes. We're compensated by carriers who quote you a policy, which is how we keep the comparison service free for consumers.
Getting an insurance quote does not impact your credit score. Some carriers may run a soft credit check as part of their rating process, but soft inquiries do not affect your credit score — only hard inquiries (like applying for a loan) do.
No obligation at any step. Getting a quote is simply information gathering. You're free to compare options, ask questions, and take as much time as you need before making any decision.
Many auto and home insurance policies can be bound the same day you decide to purchase. Health and life insurance may require additional underwriting, which can take a few days to a few weeks depending on the coverage type.
It depends on the type of insurance. Generally you'll need basic personal information and details about what you're insuring — your vehicle (make, model, year) for auto; your address and home value for home insurance; age and health details for life and health. The process is guided and takes about 2 minutes.
Your information is handled in accordance with our Privacy Policy. We share your details with carriers and licensed agents as part of the quoting process.