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The Top Exclusions Your Car Insurance Won’t Cover

When was the last time you gave your car insurance policy a good read? Do you know what’s covered and what isn’t? The last thing you want to do is find out after the fact that an incident isn’t covered. We’ve created this guide to help you understand the most common exclusions on car insurance […]

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Is There a Homeowner Discount on Car Insurance?

Everyone wants to do what they can to reduce their car insurance premiums, right? Why pay more than necessary? There’s one discount that many people overlook or aren’t aware of – the homeowner discount. [sc_content_link label=”Get today’s insurance rates.” cat=”car”] That’s right, if you own a home, it could save you money on your auto […]

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Does VIN Etching Save you Money on Car Insurance?

VIN etching is one of the latest ways to save money on your car insurance. With the VIN permanently affixed to your car, thieves have a harder time selling a stolen vehicle. This lowers the risk of a total loss for an insurance company, allowing them to pass along the savings to you. [sc_content_link label=”Get […]

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Do Recalls Affect Your Car Insurance?

Your car insurance premiums depend on a variety of factors, including if the car has any recalls. You might wonder why a recall would have any effect on your insurance premiums. After all, the insurance company doesn’t have to cover the repairs. That’s the car manufacturer’s responsibility. But, in a roundabout way, a recall can […]

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Can you Switch Your Car Insurance Mid-Term?

Did you know you aren’t stuck with the same car insurance policy, even after you’ve paid for it? You have the right to switch insurance providers at any time. Just make sure you don’t have a lapse in coverage. Time your new policy’s coverage to start as soon as your old policy ends, otherwise you […]

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Can Taking Driver’s Ed Lower your Insurance Premiums?

You took driver’s ed when you were 16 years old and never thought you’d do it again. What if we told you that it could save you money on your premiums? You might consider taking a class again wouldn’t you? Insurance companies reward drivers that take the initiative to take a driving course long after […]

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Do Insurance Companies Share Claims History?

Are you looking for cheaper insurance? If your claims rose recently and you wonder if another company can give you better rates, you should know that your claims follow you. If you want to change insurance companies because your premiums are getting out of hand with your current company, but it’s due to a large […]

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Is it Mandatory to Have Car Insurance in Every State?

48 out of the 50 states require drivers to carry car insurance. That’s how important it is to protect yourself while on the road. Carrying car insurance shows that you are financially capable of handling any type of accident that occurs. If you didn’t carry insurance, you’d be a financial liability on the road. [sc_content_link […]

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What Is an Irrevocable Beneficiary on a Term Life Insurance Policy?

Understanding the language in your term life insurance policy is critical to making sure that the policy functions as expected and covers you properly, so it’s worth taking the time to understand some important insurance vocabulary. For example, many policies offer the ability to name an irrevocable beneficiary, and many policyholders are fairly clueless as […]

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