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Can you Make a Car Insurance Claim With no Police Report?

Car accidents happen every day and the police don’t answer to every one of them. In certain cases, yes, it’s the law; you need to call the police. This is especially true in the case of injuries or death. Minor car accidents or those without injury fall within that gray area. Should you have a […]

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What’s the Best Amount of Car Insurance Coverage?

At a minimum, you need liability car insurance, but that only protects others on the road if you cause an accident. What about protecting yourself? The law doesn’t require insurance for yourself, but you should consider it for financial protection. [sc_content_link label=”Get today’s insurance rates.” cat=”car”] There’s a fine line between good coverage and excessive […]

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What Auto Devices May Lower Car Insurance Costs?

We all want to lower our car insurance rates, right? But there are only so many good student, good driver, and bundled insurance discounts available. The premiums you get may still be fairly high. Fortunately, there are a few other ways you can decrease your car insurance premiums by installing devices directly into your car. […]

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What are the Top Auto Insurance Claims in the US?

Auto claims are one of the top reasons insurance premiums increase. In fact, you may not even have a claim, but your premiums may increase due to claims others made. When a client requests a payout, it affects the insurance company’s bottom line. If an insurance company has a particularly expensive year, you could expect […]

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Understanding Car Insurance Fraud and the Penalties

Providing incorrect or deceitful information to an insurance company is insurance fraud. Deceitful claims cost insurance companies billions of dollars every year. This, in turn, costs consumers money in the form of higher premiums. Keep reading to learn the most common forms of car insurance fraud and the penalties they incur. [sc_content_link label=”Get today’s insurance […]

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The Top Ways to Avoid Distracted Driving

Today it’s so easy to get distracted while driving, but it’s also very dangerous. In 2017, more than 3,000 people died as a result of drivers that were distracted. Some of the reasons people get distracted may surprise you. In fact, you may even find that you are guilty of some of these habits without […]

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The Top Tips for Safe Driving at Night

Accidents happen at a much higher rate at night than during the day. The reason is obvious – it’s harder to see at night. With a lower level of visibility, the risk of an accident increases. Whether you can’t see what’s in front of you or you can’t stop fast enough, the risks of an […]

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The Top Reasons Cars Break Down

It’s scary and stressful when a car breaks down. It happens to cars of all ages, makes, and models. Knowing the most common reasons cars break down can help you stay aware. If you notice signs of any of the following, take the appropriate measures to avoid a complete breakdown. [sc_content_link label=”Get today’s insurance rates.” […]

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The Top Reasons Car Insurance Premiums Change

Are you tired of seeing higher car insurance premiums at every renewal? You aren’t alone. Even if you have a great driving record and had no claims, you may find higher premiums at renewal. Sometimes, though, drivers are able to get lower premiums. It depends on a variety of factors. Keep reading to learn why […]

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