homeowners insurance
Easy Home Inventory Checklist Courtest of West Virginia Insurance Commissioner
Here at insurancespecialists.com, we’re big proponents of everyone keeping an up-to-date home inventory both on their computer and as a hard copy stored with their homeowners insurance policy. Much advice on what to include on such a list exists, but insurance regulators in the state of West Virginia have made inventory easy. How? By creating […]
Read moreNew Map Means More Fargo Property Owners Might Need Flood Insurance
While Texas and many of the states in the southern half of the Great Plains and in the South itself are still suffering under extreme drought conditions, even after last week’s rain, several thousand property owners in Fargo, North Dakota are learning that they may at risk of floods, and might require federal flood insurance, […]
Read moreHalf of Arkansas Under Exceptional Drought
The various weather services which serve the United States all say that El Niño is coming within the next two months. For some people along the West Coast, that’s bad news, but for much of the South and Midwest, the increased chances of rain, and the cold, wet winter can’t get here soon enough. Arkansas […]
Read moreRateWatch: State Farm Asks for Higher Rates in Florida
State Farm Insurance, the third-largest property insurer in the state of Florida, has asked for an average statewide increase of 14.9% on insured homes there, as part of a plan to maintain a good fiscal status while restructuring the discounts and deductibles it currently offers. According to State Farm’s representatives, the rate request includes average […]
Read moreColumbus, MS, improves Fire Department Rating
Reduced insurance rates for home and business owners could be the result of a new rating for the Columbus, MS Fire Department, which was recently moved to a rating of “four,” an improvement over the rating of “five” it has held for the last thirty years. Columbus joins several other Mississippi cities which are also […]
Read moreHabitat for Humanity Aids Tornado Victims
Southern Indiana residents who lost their homes to tornadoes earlier this spring received some great news last Friday: they learned that Habitat for Humanity has made plans to build nine houses in Madison, IN, on 1.25 acres of former city property, which has recently been rezoned. The goal is to have families living in those […]
Read moreVideo: Swimming Pool Safety
With the arrival of warm weather comes the opening of pools, whether they’re in community parks or your own back yard. If you own a pool, you should take a moment to check your homeowners insurance policy, and be certain your liability coverage extends to pool accidents. You should also watch this video about keeping […]
Read moreOhio’s New Dog Laws In Effect this Week
Tomorrow is the last day of National Dog Bite Prevention Week, but in Ohio it’s also the week when a new “vicious dog” law goes into force. Ohio Sub. HB 14 – which went into effect three days ago – means that pit bulls will no longer be considered vicious only because of their breed, […]
Read moreVideo: Hail Coverage
It’s springtime, which means not just rain, but hail, for much of the southern and midwestern USA. We all know that hail can damage car windows and roofs, but what about the roof of your home? This video shows you what damage to look for, and when to call your homeowners insurance agent.
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