homeowners insurance
Home Warranties – Are they Worth the Money?
Home warranties can be useful, but they should never be considered a replacement for homeowners insurance.
Read moreReview Your Insurance Needs Yearly, Here’s Why
As a responsible homeowner, you must know that you need to have a good homeowners insurance. Everyone has to protect their property from any possible loss or damage. Once you’ve decided what kind of homeowners insurance to have and how much premium you can afford, you can start looking for an insurer. To get your […]
Read moreNY, NJ, CT, MD Homeowners Will NOT Pay Hurricane Deductibles After Sandy
Two weeks ago Wednesday, Governor Andrew Cuomo of New York announced that, just as those in New Jersey, Maryland, and Connecticut, homeowners in his state will not have to pay hurricane deductibles for their Sandy-related claims. Speaking to the press, Governor Cuomo said, “Homeowners should not have to pay hurricane deductibles for damage caused by […]
Read moreFlorida Investigates Use of Credit History to Deny Claims
Florida consumer advocate Robin Westcott has called for an investigation into the practice of insurers using homeowner’s previous credit history to retroactively cancel policies and deny claims, even when premiums have been paid on time for years. According to Westcott, some property insurers in her state are using old credit histories, which may include bankruptcies, […]
Read moreHurricane Sandy Recovery Resources
It’s no secret that Hurricane Sandy wreaked havoc up and down the entire East Coast, but New Jersey was the hardest hit state. The video we’re sharing is of President Obama and NJ Governor Chris Christie after their tour of the shore. Below it, please find links to pages with emergency resource information and insurance […]
Read moreHalloween Safety Tips
Halloween is on Wednesday, so we, here at insurancespecialists.com thought it would be a good time to remind everyone of some common sense advice for keeping the day insurance claim-free and limiting the blood, guts, and gore to makeup and costumes, rather than real injuries. Fortunately the Pennsylvania Insurance Department had a similar idea, so […]
Read moreWeek-long Homebuilding Marathon in Indiana
Last March, Henryville, IN, a town roughly twenty miles north of Louisville, KY, was hit hard by tornadoes, sustaining a great amount of damage. Earlier this week, hundreds of volunteers arrived in the southern Indiana burg to help in the reconstruction of ten homes. Supported by the organization Habitat for Humanity, the build-a-palooza began on […]
Read moreRatewatch: State Farm Lloyds Raises Rates in Texas
State Farm Lloyds has announced the submission of a rate filing to the Texas Department of Insurance that will increase homeowners insurance rates in the Lone Star State by up to 20%, though the actual change in premium will vary based on individual customers’ type of home, age of utilities and any optional coverages. The […]
Read moreNew Fire Safety Rule in Effect in Massachusetts
In an effort to reduce the number of house fires that began as burning mulch, and to avoid a greater number of hazard insurance claims, the state of Massachusetts has enacted a new fire safety rule that went into effect on September 1st. Specifically, Massachusetts homeowners and landscapers are now banned from using wood landscaping […]
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