What Value Does Insurance Pay – RCV or ACV?
Do you know if your homeowner’s or auto insurance pays actual cash value or replacement cost value? If not, it’s something you should know as it affects how much the insurance company pays if you need ...
The Types of Homeowner’s Insurance Policies
You have several homeowner’s insurance policies to choose from when buying a policy. The types or ‘forms’ typically depend on the type of property you purchase and the type of coverage you need. While ...
Is Termite Damage Covered by Homeowners Insurance?
You buy homeowners insurance in hopes that it will cover any issues you have with your home. Unfortunately, no home policy covers everything that could happen to your home, including termite damage. ...
Does Homeowners Insurance Cover Foundation Repair?
Your home depends on a solid foundation, so what happens when it falters and needs repair? Does your homeowner’s insurance cover it or are you on your own? Each insurance policy differs, so the ...
Homeowner’s Insurance for Older Homes: Is it Higher?
Insurance companies look at many factors when insuring a home. Among those factors, they consider the age and the cost to rebuild the home the most. Insurance companies don’t use a strict formula ...
What to Expect From a Home Insurance Adjuster
The home insurance adjuster is the insurance company’s representative when you have an insurance claim. They work on behalf of the insurance company to determine the validity of the claim and to ...
