homeowners insurance
What Does Rent Loss Insurance Cover?
Renting out a property can bring you significant income. It can also put you in serious harm of financial destruction if you don’t have the proper insurance coverage. What would happen if a fire burned the home down the ground? You would not have anyone renting the property any longer, which also means no rent […]
Read moreThe Top Ways to Make Your Home Safer and to Save on Insurance
While there’s no way to protect your home from theft or destruction 100%, there are some simple steps you can take to make it safer. These steps will not only help save you from loss, but could also help you save money on your monthly insurance premiums. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] Install an […]
Read moreWhen You Should and Shouldn’t File a Home Insurance Claim
You pay for homeowner’s insurance every year, so you figure if something is wrong, you should file a claim. In some cases, yes, this is a good choice. Other times, though, it may not be the best choice you can make. There are times that you should and times that you shouldn’t make a home […]
Read moreHow to Properly Document Your Possessions for Insurance
You can buy all of the insurance you want, but when it comes time for a claim, you have to be able to prove you owned certain possessions. How do you do this? You can do it with a properly documented home inventory. Each insurance company has their own requirements, but we’ll cover the general […]
Read moreWhat are the Typical Discounts Provided by Home Insurance Companies?
Homeowner’s insurance is a necessity, especially if you have a mortgage. If your lender finds you without homeowner’s insurance, they’ll force place a policy on you at your cost. Trust us when we say that the cost is not something you will enjoy; it will be much higher than any policy you could get yourself. […]
Read moreHow to Get Personal Property Insurance For Your Valuables
Did you know that your valuable personal valuables may not be covered by your homeowner’s insurance? You have homeowner’s insurance that covers the structure and you also have a blanket personal belongings coverage. However, certain items worth a lot of money may not be covered under that policy. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] It’s […]
Read moreIs it time to Update Your Homeowners Insurance?
Many homeowners set up their homeowners insurance and then never think about it again. This could be a big mistake! You might be underinsured or overpaying and not realize it. Just like your home, you must maintain your insurance to make sure you are always properly covered and paying the right amount. Following are the […]
Read moreUnderstanding Dwelling Insurance
You need homeowner’s insurance when you have a mortgage – it’s required. It protects you in the event of loss or damage. On your homeowner’s insurance, you’ll see something called dwelling insurance. Just what does that mean? We discuss it below. Dwelling Insurance Defined Even though dwelling insurance makes it sound like only the […]
Read moreInsurance Coverage for Vacant and Unoccupied Homes
Did you know that your homeowners insurance is only meant to cover you when you are in your home? Vacant and unoccupied homes may not be covered the way you think. Before you vacate your home, even temporarily, you should know how your insurance coverage might be affected. Temporarily Vacating Your Home If you have […]
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