homeowners insurance
How Much Home Insurance Do You Typically Need?
The best way to protect your home and your important household investments from theft, flood, or any human-induced or natural disaster is to get a proper home insurance policy. A homeowners insurance can help you rebuild, replace, or defray costs in case of liability to others. How much do you really need to be adequately […]
Read moreHome Buying 101: Why You Need Homeowners Insurance
Buying a home is one of the biggest investments you are likely to make. Aspiring homeowners, whether it’s their first time or not, know very well that the entire home buying process is not an easy road to take. Every step is crucial. Each decision you’re going to make as you go along with the […]
Read more‘Harvey’ Shows Why Flood Insurance Is a Vital Homeowner’s Insurance
It’s a fact that standard homeowners insurance does not cover flood. And Hurricane Harvey along with the more recent Hurricane Irma, only confirmed the importance of having a flood insurance to cover the costs of repairing homes after the storm. [sc_content_link label=”Get in touch with an insurer.” cat=”home”] Homeowners and Flood Insurance Homeowners insurance and […]
Read moreHomeowners Insurance: Covering 5 Rules Toward the Right Policy
There’s no assurance that your home will be able to stand the test of natural and man-made disasters, but there’s homeowners insurance that got your home covered. This coverage could extend to your personal property, other structures outside your home, and your family and the people visiting your home. It’s a requirement if you are […]
Read moreHere’s What You Need to Consider Before Becoming a Landlord
Renting out an extra room or perhaps your basement is a good way to earn passive income. How will this affect your insurance coverage? Here’s what you need to know first before deciding to become a landlord. With a tight economy and rising cost of living, it’s always a good thing to find an extra […]
Read moreHome Warranties – Are they Worth the Money?
Home warranties can be useful, but they should never be considered a replacement for homeowners insurance.
Read moreReview Your Insurance Needs Yearly, Here’s Why
As a responsible homeowner, you must know that you need to have a good homeowners insurance. Everyone has to protect their property from any possible loss or damage. Once you’ve decided what kind of homeowners insurance to have and how much premium you can afford, you can start looking for an insurer. To get your […]
Read moreNY, NJ, CT, MD Homeowners Will NOT Pay Hurricane Deductibles After Sandy
Two weeks ago Wednesday, Governor Andrew Cuomo of New York announced that, just as those in New Jersey, Maryland, and Connecticut, homeowners in his state will not have to pay hurricane deductibles for their Sandy-related claims. Speaking to the press, Governor Cuomo said, “Homeowners should not have to pay hurricane deductibles for damage caused by […]
Read moreFlorida Investigates Use of Credit History to Deny Claims
Florida consumer advocate Robin Westcott has called for an investigation into the practice of insurers using homeowner’s previous credit history to retroactively cancel policies and deny claims, even when premiums have been paid on time for years. According to Westcott, some property insurers in her state are using old credit histories, which may include bankruptcies, […]
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