homeowners insurance
Week-long Homebuilding Marathon in Indiana
Last March, Henryville, IN, a town roughly twenty miles north of Louisville, KY, was hit hard by tornadoes, sustaining a great amount of damage. Earlier this week, hundreds of volunteers arrived in the southern Indiana burg to help in the reconstruction of ten homes. Supported by the organization Habitat for Humanity, the build-a-palooza began on […]
Read moreEasy Home Inventory Checklist Courtest of West Virginia Insurance Commissioner
Here at insurancespecialists.com, we’re big proponents of everyone keeping an up-to-date home inventory both on their computer and as a hard copy stored with their homeowners insurance policy. Much advice on what to include on such a list exists, but insurance regulators in the state of West Virginia have made inventory easy. How? By creating […]
Read moreRateWatch: State Farm Asks for Higher Rates in Florida
State Farm Insurance, the third-largest property insurer in the state of Florida, has asked for an average statewide increase of 14.9% on insured homes there, as part of a plan to maintain a good fiscal status while restructuring the discounts and deductibles it currently offers. According to State Farm’s representatives, the rate request includes average […]
Read moreVideo: Swimming Pool Safety
With the arrival of warm weather comes the opening of pools, whether they’re in community parks or your own back yard. If you own a pool, you should take a moment to check your homeowners insurance policy, and be certain your liability coverage extends to pool accidents. You should also watch this video about keeping […]
Read moreOhio’s New Dog Laws In Effect this Week
Tomorrow is the last day of National Dog Bite Prevention Week, but in Ohio it’s also the week when a new “vicious dog” law goes into force. Ohio Sub. HB 14 – which went into effect three days ago – means that pit bulls will no longer be considered vicious only because of their breed, […]
Read moreVideo: Hail Coverage
It’s springtime, which means not just rain, but hail, for much of the southern and midwestern USA. We all know that hail can damage car windows and roofs, but what about the roof of your home? This video shows you what damage to look for, and when to call your homeowners insurance agent.
Read moreIndiana Cities Get Grants to Eliminate Lead
If you’ve ever bought a home, you know that amidst all the documents about homeowners insurance and how to take title, you’re required to sign a lead paint disclosure, especially if your home is older. This is because the CDC has warned about severe lead exposure causing a myriad of problems like coma, convulsions, and […]
Read moreTechnology Causes Homeowners Insurance Rate Hikes in NC
Some homeowners in North Carolina will see their homeowner’s insurance get more expensive this year because of a change in fire ratings, but according to insurance company officials, the rate hikes aren’t because of public policy, but because of GPS technology. How does GPS affect insurance rates? Well, when insurers calculate premiums, one of the […]
Read moreStormy Weather? 7-Day Hurricane Warnings a Possibility
Bill Read, director of the National Hurricane Center spoke to reporters at a conference in South Carolina earlier this month, and predicted that the time will come when we will have reliable hurricane forecasts seven days in advance of a storm, but that that time is still two to five years away. The National Weather […]
Read more