homeowners insurance
Your Guide to Creating a Home Inventory
Although you’d seriously hope you never have to use it, creating your own home inventory would make filing an insurance claim easier. This is especially necessary if you’re keeping important and expensive equipment inside your home. Disasters can happen when we least expect it. And by the time we realize what had happened, we are […]
Read moreHow to Disaster-Proof Your Finances
Disaster can strike when we least expect it. Then, the question of safety can quickly turn into a question of financial security. Are you adequately covered? Many people equate financial security as being insured. But being getting a policy is not all there is to it. Let’s look at some of the most important disaster-proofing […]
Read moreThe Reasons you Need a Personal Liability Umbrella Insurance Policy
You have insurance, whether it’s car, homeowners or personal insurance. But what happens when you are involved in a lawsuit and it’s for more than the protection you have? You could end up in financial distress if you don’t have the right coverage. That’s where umbrella insurance comes into play. It gives you extra liability […]
Read moreThe Importance of Having Fire Insurance Coverage for Your Home
Standard homeowners insurance typically covers damage to the home’s structure and its contents due to fires. That’s good then because you have fire insurance technically in place. Even with the homeowners policy around, you might still need additional fire insurance coverage. Fires can wreak havoc on anything on their path, home structures, belongings, and lives. […]
Read moreWays to Save on Your Homeowners Insurance
The economy is tight. Wage growth can barely keep up with the pace of inflation. For the average American, any strategy that can contribute to savings is a big help. As a homeowner, one of the potential saving point you can exploit regards your homeowners insurance. According to the Federal Reserve, a typical homeowners insurance policy […]
Read moreFrom A to Z: Commonly Used Insurance Terms and Definitions
How much do you know about insurance? It’s a world filled with words that sound difficult to understand. But if you were to start protecting what’s important to you, it’s time to brush up on your knowledge of insurance terms. Yes, there’s a handful of common insurance terms and definitions that should give you a […]
Read more5 Types of Insurance Coverage Every Homeowner Should Know About
Buying a home is one of the biggest financial investments a person can make. And just like any investment, it needs to be protected. This is where insurance comes in. There are a number of factors to consider when purchasing insurance coverage but it usually boils down to the type of home you own and […]
Read moreWhat Are the Most Common Misconceptions About Homeowners Insurance?
A homeowners insurance policy is a vital part of homeownership as it serves as financial buffer for the unexpected. Unfortunately, misconceptions about what it does can lead to decision errors that might prevent you from reaping the full benefits of a homeowners insurance policy. You deserve your money’s worth. Beware of these most common misconceptions […]
Read moreHow is Condo Insurance Different From Homeowners Insurance?
When you buy a home, your lender will require that you purchase homeowners insurance. What if you purchase a condo, though? Do the same rules apply? The rules are similar, but slightly different. When you purchase a condo, you share everything except the interior portion of your condo. Because of this, you don’t need a […]
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