homeowners insurance
Friday Filmstrips: Why Tornado Insurance Matters
This video from Fox News shows the aftermath of a recent tornado in Henryville. It talks about issues with utilities and water safety, and even how you have to prove that you live there in order to enter. Will the right kind of homeowners insurance prevent such a disaster? No. But it will give you […]
Read moreThursday Filmstrip: Century 21 Superbowl Commercial
This Sunday is the 2012 Superbowl. It’s a day of fun, family, and food, and even if you’re not particularly interested in the game itself, chances are you’re tuning in to watch the commercials. This one is from Century 21 – we’re sharing it because we think it’s a great ad, but also because we […]
Read moreMerry Christmas from insurancespecialists.com
Ah, December! The fresh scents of cranberry and pine. The anticipation of small children. The scent of burning wiring and scorched walls – okay, well, maybe not the last bit. We wish you a happy and safe holiday season, and offer this video about holiday fire safety, from State Farm – we’re sure your own […]
Read moreCitizens Cuts Homeowners Insurance in Florida
Citizens Property Insurance customers in Florida will have less coverage available in 2012. The company, which is run by the state, released a memo to its agents stating that it will be eliminating homeowners insurance coverage for most structures beyond the main residence listed on a policy. Specifically excluded will be car ports, patios, screen […]
Read moreMissouri Enacts 2 New Insurance Laws
Two new insurance laws went into effect last Friday in Missouri, both of which provide stronger protection for homeowners in the the Show-Me state. The first law, Senate Bill 101, bars exterior repair contractors, like roofing and siding companies, from offering to cover a prospective client’s insurance deductible in order to make a sale, and […]
Read moreState Farm Requesting Changes on Texas Homeowners Coverage
Stae Farm Insurance filed a notice requesting a rate hike averaging 10 percent across the state in Texas homeowners insurance rates, but company officials were quick to announce that with new and larger discounts, homeowners are likely to see effective increases of only 1.4 percent. Earlier this week, the Dallas Morning News also reported another […]
Read moreAlfa Raises Homeowners Insurance Rates in Alabama
Alabama homeowners, especially those with landlord and farm policies, will be seeing insurance rates that are about 20% higher if their coverage is through Alfa Mutual Group. According to the Alabama state actuary, Charles Angell, this increase is not designed to account for losses caused by a spate of tornadoes which struck the state last […]
Read moreEqecat Says East Coast Quake Losses Under $100 Million
While the 5.9 magnitude earthquake that hit Virginia, earlier today, and shook up the entire east coast of the United States was a very loud reminder that people in California aren’t the only ones who need earthquake insurance, the catastrophe modeling company Eqecat says it actually caused less than $100 million in insured losses. According […]
Read moreNOAA Says Hurricane Season Will Be MORE Active than Predicted
It may seem weird to be talking about hurricanes when so much of the American south and southwest are suffering under drought conditions and horrible heat, but the Atlantic coast is still at risk, especially since the busiest part of the annual Atlantic hurricane season is the period from August to October. As they do […]
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