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Decoding Health Insurance: A Millennial’s Guide to Smart Shopping
Buying health insurance is a rite of passage for any adult, but it can feel like deciphering a foreign language without a translator. We’re here to help you navigate this often confusing territory and pick a plan that suits both your budget and healthcare needs. Types of Policies Health insurance is not one-size-fits-all. It comes […]
Read moreHow to Find Affordable Car Insurance for Seniors
If you’ve enjoyed the lower car insurance rates middle-aged adults get, you may be disappointed to learn that those rates may start climbing. As you hit your senior years, insurance rates begin to get higher. Unfortunately, as you age, you become a higher risk for a car accident. Even if you are in perfect health […]
Read moreBest Reasons to Buy Car Insurance
Buying car insurance may not be on the top of your list of things you want to do, but it’s an important purchase. If you own a car, you will want car insurance. In most states, car insurance is a requirement; at least liability insurance is in every state. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] […]
Read more10 Lesser Known Home Insurance Discounts
Everyone knows that auto-paying and bundling insurance can save money, but what other home insurance discounts are available? [sc_content_link label=”Get today’s insurance rates.” cat=”home”] Paid-in-Full Discount If you’re paying for your insurance monthly, you’re paying too much. If you pay your premiums in full, you can save yourself a total of 5 percent after taxes. […]
Read moreHow to Lower Your Vacation Home Insurance Premium
If you have a vacation home, you need to insure it. You’ll probably find that the rates for this home are higher. This is for one simple reason – risk. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] Insurance companies take a higher risk insuring homes that aren’t occupied full-time. When someone lives in the home full-time, […]
Read moreDoes Your Credit Affect Your Insurance Premiums?
Your credit score affects many things including your homeowner’s insurance premiums. While the way insurers look at your credit isn’t the same as a mortgage lender looks at it, there’s still a need to have good credit if you want the best homeowner’s insurance rates available today. [sc_content_link label=”Get today’s insurance rates.” cat=”life”] What Credit […]
Read moreFive Benefits of Working With an Independent Agent
Buying insurance can be confusing. How do you know how much you need or what type of coverage is necessary? Insurance agents can shove many different terms and coverage amounts down your throat, how do you know which one is right for you? What if you have unique needs? Will an insurance company be able […]
Read moreThe Role of Homeowner’s Insurance in a Personal Injury Claim
Your homeowner’s policy may have several endorsements including personal injury. What does personal injury cover though? [sc_content_link label=”Get today’s insurance rates.” cat=”home”] You probably assume this coverage will cover you should someone slip and fall on your property. That’s liability insurance. This insurance covers injuries that happen to others while on your property. It protects […]
Read moreThe Top Ways to Save on Home Insurance
If you have a mortgage, you have to have mortgage insurance – lenders require it. Even if you don’t have a mortgage, carrying home insurance is a good idea. While it’s not pleasant to think about a total loss – it happens. What would you do then? You need the financial protection that insurance provides. […]
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