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Video: Lead Paint Clean-Up Tips

Last week, we talked about how towns in Indiana are cleaning up lead paint. While the presence of lead paint won’t really affect your insurance rates, it will affect your health, so here’s a video about where to look for such paint (primarily in homes built before 1978) and what to do about it.

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Indiana Cities Get Grants to Eliminate Lead

If you’ve ever bought a home, you know that amidst all the documents about homeowners insurance and how to take title, you’re required to sign a lead paint disclosure, especially if your home is older. This is because the CDC has warned about severe lead exposure causing a myriad of problems like coma, convulsions, and […]

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Technology Causes Homeowners Insurance Rate Hikes in NC

Some homeowners in North Carolina will see their homeowner’s insurance get more expensive this year because of a change in fire ratings, but according to insurance company officials, the rate hikes aren’t because of public policy, but because of GPS technology. How does GPS affect insurance rates? Well, when insurers calculate premiums, one of the […]

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Stormy Weather? 7-Day Hurricane Warnings a Possibility

Bill Read, director of the National Hurricane Center spoke to reporters at a conference in South Carolina earlier this month, and predicted that the time will come when we will have reliable hurricane forecasts seven days in advance of a storm, but that that time is still two to five years away. The National Weather […]

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Friday Filmstrips: Why Tornado Insurance Matters

This video from Fox News shows the aftermath of a recent tornado in Henryville. It talks about issues with utilities and water safety, and even how you have to prove that you live there in order to enter. Will the right kind of homeowners insurance prevent such a disaster? No. But it will give you […]

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Thursday Filmstrip: Century 21 Superbowl Commercial

This Sunday is the 2012 Superbowl. It’s a day of fun, family, and food, and even if you’re not particularly interested in the game itself, chances are you’re tuning in to watch the commercials. This one is from Century 21 – we’re sharing it because we think it’s a great ad, but also because we […]

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Allstate Requests Rate Hike on Louisiana Homeowners Policies

Allstate Corp., the second-largest home insurer in Louisiana, has asked for an insurance rate increase for 144,000 homeowners who get their coverage from two of the corporations local subsidiaries. According to the Louisiana state insurance department, Allstate wants an average increase of 5.9 percent for 73,000 homeowners with policies from Allstate Indemnity Co, and an […]

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Merry Christmas from insurancespecialists.com

Ah, December! The fresh scents of cranberry and pine. The anticipation of small children. The scent of burning wiring and scorched walls – okay, well, maybe not the last bit. We wish you a happy and safe holiday season, and offer this video about holiday fire safety, from State Farm – we’re sure your own […]

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Citizens Cuts Homeowners Insurance in Florida

Citizens Property Insurance customers in Florida will have less coverage available in 2012. The company, which is run by the state, released a memo to its agents stating that it will be eliminating homeowners insurance coverage for most structures beyond the main residence listed on a policy. Specifically excluded will be car ports, patios, screen […]

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