Insurance Info
Benefits of Working With an Independent Insurance Agent
When you buy insurance, you have a large variety of choices. Not only do you have to decide on the dollar amount of the coverage, but also the type. When you work with a branded insurance agent, your choices are limited. Would you rather have more options? You may want to look into using an […]
Read moreHow Does Credit History Affect Your Insurance Premiums?
When you shop for insurance, do you think of how your credit scores might affect your premiums? It’s probably not the first thing you think of because the two do not seem related. They are in a way, though. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] Many insurance companies pull your credit because it helps them […]
Read moreDoes Loyalty Matter With Insurance Companies?
Do you shop for new insurance every year or every other year? You aren’t alone. This necessary, but often expensive cost, makes people want to find a cheaper alternative. But does loyalty ever play a role? Should you stick it out with the same insurance company in order to save money? [sc_content_link label=”Get today’s insurance […]
Read moreWhat is the Right Amount of Life Insurance to Buy?
Determining how much life insurance you need means taking a long, hard look at your financial life. You should consider your savings, debts, and income potential to help you decide how much your loved ones will need upon your passing. [sc_content_link label=”Get today’s insurance rates.” cat=”life”] We know thinking about needing life insurance isn’t something […]
Read moreHow is a Premium Different From a Deductible?
When you shop for insurance, whether it’s medical, homeowner’s, or auto insurance, you’ll hear two different terms thrown around. They both affect how much you pay for insurance, so they are important terms to understand. They are premium and deductible. What is the Insurance Premium? The insurance premium is what you pay each month for […]
Read moreFollow These Steps to Choose the Right Auto Insurance Deductible
Choosing the right auto insurance deductible is almost as hard as choosing the right insurance company. Because the deductible plays a role in your premium, you’ll want to pay close attention to the details. When you ask for quotes for auto insurance, you may receive a quote for the insurance company’s standard coverage. Don’t take […]
Read moreHow to Lower Your Vacation Home Insurance Premium
If you have a vacation home, you need to insure it. You’ll probably find that the rates for this home are higher. This is for one simple reason – risk. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] Insurance companies take a higher risk insuring homes that aren’t occupied full-time. When someone lives in the home full-time, […]
Read moreThe Consequences of Paying Your Auto Insurance Late
It happens all of the time – consumers miss the due date on a bill. In some cases, you can get away with it as long as you get current quickly. With car insurance, though, there could be serious consequences if you are not careful. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] You have to carry […]
Read moreAuto Insurance FAQs: Can Someone Uninsured Drive My Car?
The only people that should drive your car are those listed on your insurance policy. Many insurance companies require that any driver living with you to be on your insurance. This could put you in a ‘grey area,’ though. What if you have someone living in your home that doesn’t have the best driving record? […]
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