10 Lesser Known Home Insurance Discounts
Everyone knows that auto-paying and bundling insurance can save money, but what other home insurance discounts are available? Paid-in-Full Discount If you’re paying for your insurance monthly, ...
What Is an Irrevocable Beneficiary on a Term Life Insurance Policy?
Understanding the language in your term life insurance policy is critical to making sure that the policy functions as expected and covers you properly, so it's worth taking the time to understand some ...
Universal Life Insurance Policy Advantages and Disadvantages
A life insurance policy is meant as a way to ensure that a specific amount of money is paid out to beneficiaries upon the death of the policyholder. This money often comes at a time when families and ...
How Does the COBRA Insurance Work?
If you have insurance through your employer, you’ve likely heard of COBRA insurance. It stands for Consolidated Omnibus Budget Reconciliation Act. It allows you to keep the same insurance you had ...
How Does a High Deductible Health Insurance Policy Work?
If your employer offers a high deductible health insurance plan, you should know how it works. At some places of employment, it’s the only option as the cost of healthcare is then pushed onto the ...
Is Term Insurance an Appropriate Substitute for Whole Life Insurance?
In today's insurance marketplace, level term insurance is everywhere and has been turned into a commodity. In addition, competition has driven the cost down to where healthy individuals can buy large ...
