Benefits of Working With an Independent Insurance Agent

November 12, 2021

When you buy insurance, you have a large variety of choices. Not only do you have to decide on the dollar amount of the coverage, but also the type. When you work with a branded insurance agent, your choices are limited. Would you rather have more options? You may want to look into using an independent insurance agent.

[sc_content_link label=”Get today’s insurance rates.”]

Along with a variety of choices, you’ll enjoy a whole host of other benefits. Keep reading to see if an independent insurance agent may be right for you.

Meet Your Needs Exclusively

When you have an independent insurance agent, he/she will shop the wide variety of policies available to see which one suits you the most. With an insurance agent that works for a specific agency, you only have their policies available. If you don’t fit the mold, the insurance agent may make it look like you do, which could leave you with a less than desired policy type.

An independent agent has relationships with insurance companies all over the nation. He/she is an expert in the field and knows which companies will have something that suits your needs and which ones you should likely stay away from.

You May Pay Less

Independent insurance agents have a little more bargaining power when it comes to pricing too. If you have a strict budget, the agent will know how to stick within that budget. This could mean only dealing with specific agents that he/she knows will provide policies within your price range or negotiating the rates for you so that you get the policy that suits your needs and fits within your budget.

[sc_content_link label=”Shop and compare insurance quotes.”]

The independent agent knows that it’s not just about the premiums, but about the big picture. They help you find the policy that meets all of your needs, while helping you stay within your budget.

They Provide Superior Customer Service

When you deal with an insurance company, you are often provided with a 1-800 number to call when you have issues. You suddenly become just a number in a crowd of people. When you deal with an independent agent, you get personal service from someone that knows you. If you have a claim, billing problem, or just a general question, you call your independent agent and he works hard on your behalf to make things right.

You Can Window Shop

If you want to compare policies from one agent to the next, it can take a lot of time and effort. You have to call each agency, talk about your needs, and then discuss your options. This could take hours, days, or even weeks to finish, depending on how many agencies you want to contact.

With an independent agent, you get the benefit of window shopping without having to spend the time. The agent does the legwork for you, bringing you the results. All you have to do is sit down and decide which policy is right for you with the agent’s recommendation, of course.

An independent insurance agent has a lot to offer. Whether you are shopping for insurance for the first time or you are a seasoned expert, the independent agent can save you time and money, while helping you get the right policy.

[sc_content_link label=”Get the right insurance coverage.”]