homeowners insurance

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The Top Ways to get Homeowner’s Insurance After Being Dropped

If you have a mortgage on your property, you have to have homeowner’s insurance. If your lender finds you without it, they will force place a policy on you. This could cost you more than twice as much as the standard rates could, so you definitely want to avoid it. Even if you don’t have […]

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Are Hazard Insurance and Homeowner’s Insurance the Same Thing?

When you buy a home, your lender will require that you get homeowner’s insurance. However, you may hear them throw around other terms as well, including hazard insurance. Is there a difference? And which coverage does the lender require? We help you discover these answers below. What is Hazard Insurance? Hazard insurance provides protection for […]

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Are Homeowners Insurance Premiums Tax Deductible?

  Owning a home often means large tax deductions. While you can deduct your real estate taxes and the interest you pay on your mortgage, you cannot deduct the homeowner’s insurance premiums you pay. However, there are a few other things that tie into the insurance that you should know understand, as they may be […]

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Consider These Additional Coverage Options on Your Homeowners Policy

You need a homeowners policy when you own a home. If you have a mortgage on the property, it’s required. Even if you don’t have a mortgage though, it’s just the smartest way to protect yourself against disaster. The problem is that your standard homeowners insurance might not be enough. You may want to consider […]

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Do Homeowners Insurance Rates Go Up After a Claim?

You have homeowners insurance for a reason. If something bad happens to your home due to weather, fire, or some other external source, you want to make a claim on your insurance. It makes sense; after all, you pay the premiums. But, unfortunately, it’s not always a good idea. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] […]

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How Previous Insurance Claims by Previous Owners May Affect You

You go out and buy homeowner’s insurance, thinking the only factors affecting your premiums are those that pertain to you. You probably figure the agent will check your credit history and look at various aspects of the home to determine your premium. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] This is all true, but it’s not […]

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The Best-Rated Home Insurance Companies Today

Owning a home is a lot of financial responsibility. What if disaster strikes? What would you do? If you don’t have proper home insurance, you could find yourself in financial ruin. That’s why one of the first steps you should take when you buy a home is find a property insurance company to help protect […]

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Why Does Insuring a Manufactured Home Cost More?

If you are thinking of buying a manufactured home, you must know that the insurance on it may be more expensive. This may not alter your decision to buy the home, but it could play a role in figuring out your monthly budget for the home. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] Generally, insuring a […]

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Do You Need Homeowner’s Insurance for New Construction Homes?

Having a new home built is exciting. But, if you don’t have the right protection, it can be very costly too. You’ll have different homeowner’s insurance needs than if you were to buy an existing home. In that case, you wouldn’t need insurance until you take possession of the house. [sc_content_link label=”Get today’s insurance rates.” […]

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