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Can I Be on My Parents’ Car Insurance?

As you grow up and hit driving age, it can be natural to assume that you would be covered on your parent’s car insurance. Don’t assume this, though. Just because you live with your parents, it doesn’t mean the insurance company will cover you automatically. [sc_content_link label=”Get today’s car insurance rates.” cat=”auto”] Your parents have […]

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Benefits of Working With an Independent Insurance Agent

When you buy insurance, you have a large variety of choices. Not only do you have to decide on the dollar amount of the coverage, but also the type. When you work with a branded insurance agent, your choices are limited. Would you rather have more options? You may want to look into using an […]

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How is a Premium Different From a Deductible?

When you shop for insurance, whether it’s medical, homeowner’s, or auto insurance, you’ll hear two different terms thrown around. They both affect how much you pay for insurance, so they are important terms to understand. They are premium and deductible. What is the Insurance Premium? The insurance premium is what you pay each month for […]

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Does Your Credit Affect Your Insurance Premiums?

Your credit score affects many things including your homeowner’s insurance premiums. While the way insurers look at your credit isn’t the same as a mortgage lender looks at it, there’s still a need to have good credit if you want the best homeowner’s insurance rates available today. [sc_content_link label=”Get today’s insurance rates.” cat=”life”] What Credit […]

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Reasons to Use Local Independent Life Insurance Agents

Buying insurance is a big decision. You need it in order to have the necessary protection. But the choices can be overwhelming. Should you work with one insurance company or is an insurance agent the better option? Here we will look at the benefits of the agent and why you might want to consider this […]

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Benefits of Bundling Insurance Policies

If you have ever shopped for insurance before, you have probably experienced an agent selling you on other policies at the same time. It makes sense, they want to make money and why not hit you up for other insurance policies while they are at it? [sc_content_link label=”Get today’s insurance rates.” cat=”life”] Many companies will […]

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Should you Make a Claim on your Auto Insurance?

Making a claim on your auto insurance may increase your car insurance premiums. Does it always make sense to make a claim or does it pay to hold off sometimes? We explore the various scenarios below, helping you see the difference between making a claim and not making a claim. Know Your Deductible Before you […]

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The Top Ways to Save on Home Insurance

If you have a mortgage, you have to have mortgage insurance – lenders require it. Even if you don’t have a mortgage, carrying home insurance is a good idea. While it’s not pleasant to think about a total loss – it happens. What would you do then? You need the financial protection that insurance provides. […]

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The Top Ways to Check a VIN Before Buying a Car

Buying a used car can save you money, but what if there’s something wrong with the car? Without knowing the car’s history, you may never know until you spend the money and call it your own. A VIN check can help you know a car’s history before you buy it, though. [sc_content_link label=”Get today’s insurance […]

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