advice and how-tos
Should You Work With an Independent Insurance Agent?
Insurance is an important part of your financial planning. It protects you in those times you didn’t know you’d need help. No one can predict when/if disasters will occur, but if they do, you’ll be glad you had insurance to back you up. Insurance comes in all shapes and sizes and protects you in many […]Read more
Car Insurance Coverage: How Much Do You Need?
Buying car insurance is often more confusing than buying a car. You have to think about the type of insurance you need, the amount of coverage, and the deductible you can afford. Not every driver needs EVERY type of insurance, though. There are laws you must meet (liability insurance) but beyond that, the rest is […]Read more
Hardwired vs. Wireless: Which is the Better Choice for Your Home Alarm System
Today when you buy a security system, you have to choose between hardwired and wireless. You’ll actually have to make this decision twice. Your control panel and sensors can be hardwired or wireless. The same is true for the home monitoring system, as it can also be hardwired or wireless. Is one type better than […]Read more
Top Features to Look For in a Home Security System
Home security systems have come a long way from the old systems whose alarm sounded if you were not quick enough to punch in your security code. Today’s technology has made home security systems much more sophisticated. This could also mean that you can get easily overwhelmed as you shop for a new system. The […]Read more
Professional Installation vs. DIY Home Security: Pros and Cons
Are you toying with the idea of DIY home security installation? It’s becoming more popular today as systems become wireless and easier to install. You may even save a few dollars by installing the system yourself. But, is it worth it? As with anything, there are pros and cons to each side. We help you […]Read more
Can I Be on My Parents’ Car Insurance?
As you grow up and hit driving age, it can be natural to assume that you would be covered on your parent’s car insurance. Don’t assume this, though. Just because you live with your parents, it doesn’t mean the insurance company will cover you automatically. [sc_content_link label=”Get today’s car insurance rates.” cat=”auto”] Your parents have […]Read more
Benefits of Working With an Independent Insurance Agent
When you buy insurance, you have a large variety of choices. Not only do you have to decide on the dollar amount of the coverage, but also the type. When you work with a branded insurance agent, your choices are limited. Would you rather have more options? You may want to look into using an […]Read more
How is a Premium Different From a Deductible?
When you shop for insurance, whether it’s medical, homeowner’s, or auto insurance, you’ll hear two different terms thrown around. They both affect how much you pay for insurance, so they are important terms to understand. They are premium and deductible. What is the Insurance Premium? The insurance premium is what you pay each month for […]Read more
Does Your Credit Affect Your Insurance Premiums?
Your credit score affects many things including your homeowner’s insurance premiums. While the way insurers look at your credit isn’t the same as a mortgage lender looks at it, there’s still a need to have good credit if you want the best homeowner’s insurance rates available today. [sc_content_link label=”Get today’s insurance rates.” cat=”life”] What Credit […]Read more