life insurance
Happy Life Insurance Awareness Month
We’re already mid-way through September, and we’ve neglected to mention that it’s Life Insurance Awareness Month. While there are no greeting cards or themed foods to celebrate this, we agree that this is an excellent time to review your life insurance policy, and consider adding coverage. If you don’t have a life insurance policy, it’s […]
Read moreLife Insurance: Can it Be Extended?
Most life insurance agents will tell you that the question their existing customers most often ask if their term policies can be extended. Sadly, there is only one answer to this question: NO. Why? Because the term of a life insurance policy is set at the time of issuance, and there are no extensions after […]
Read moreNo PMI? Get Term Life for Greater Protection
Even in today’s mortgage market, homebuyers call insurance companies asking about “mortgage insurance.” While there once were mortgage insurance products that had a decreasing benefit matching the decreasing loan obligation over the term of the mortgage (generally 30 years), these types of policies have become essentially obsolete. Modern homebuyers told to get mortgage insurance are […]
Read moreSelf Improvement Can Save Money on Life Insurance
Okay, we all know that insurance underwrites use actuarial tables to asses risk factors and set premiums for each applicant. When it comes to life insurance, the higher your risk of dying early in life, the more expensive your insurance will be. There are two risk factors that you can control, and doing so will […]
Read moreDivorce and Life Insurance
There’s a common statistic which says that roughly fifty percent of all marriages in the United States will end in divorce. If you’re among the fifty percent, because you’re in the process of or have gone through a divorce, chances are good that your life insurance policy wasn’t a major point of concern. After all, […]
Read moreFriday Filmstrips: Life Lessons: Mashell Ewing
Every year Life Happens runs a scholarship contest, where people submit videos explaining why life insurance has (or would have) helped them. This video is one of this year’s entrants, and really brings home why life insurance is important – it can save your dreams. After watching it, can you really doubt that the best […]
Read moreIPO for AIG’s AIA?
There may be an IPO for AIG’s AIA. If that seems like so much alphabet soup, let us explain: the board of directors of American International Group (AIG) is planning to meet later this week, in order to consider the future of one of it’s business units, and an IPO is the most likely outcome. […]
Read moreHow Does Alcoholism Affect Life Insurance?
If you’ve ever applied for life insurance, you know that the health questionnaire asks about whether or not you drink alcohol, and if so, how often. While some of you may be concerned that admitting to the occasional beer or cocktail will change your coverage eligibility, this is not the case. It is only when […]
Read more20% of 2008’s New Life Insurance Policies Came from the Internet
People shop for car insurance whenever they purchase a new vehicle, or pay off an auto loan. They begin to compare homeowners insurance rates while still looking for their dream home. But how do people begin the search for life insurance? According to a joint project conducted earlier this year by LIMRA (the Life Insurance […]
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