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Kansas Senate wants to Penalize Adults for Helmetless Teens
Motorcycle insurance may pay medical bills if you get into an accident on your bike, but it can’t protect you from a new bill being considered by the Kansas State Senate. It’s already illegal for teen drivers to drive or ride upon on a motorcycle sans helmet in the “Sunflower State,” but the bill under […]
Read moreWhole or Universal Life Insurance – Bullet Points
There’s no question that life insurance is one of the trickier types to navigate, especially when you’re faced with terms like “whole life” and “universal life.” Aren’t both terms sort of all-encompassing? And what are the differences anyway? The folks at Forbes define them as follows: * Whole life insurance – Caters to long-term goals […]
Read moreInsurance Rates in Big Cities
It’s often been rumored that insurance rates are higher in big cities, but no one has published a formal study to prove the theory. Nevertheless, it’s a safe bet that if you live in a major metropolitan area, you’re paying more for your insurance than someone driving a similar car, with a similar credit profile, […]
Read moreInsurance Fraud Not Limited to Auto Insurance
Stories about auto insurance fraud and how to handle it if you’re a victim abound, as does advice on everything from how to spot the most common staged accident scenarios to how to deal with your insurance company if you’re run off the road, but insurance fraud is on the rise throughout the industry, not […]
Read moreNo Dental Insurance? Consider a Dental School Clinic
Whether or not health insurance reform is ever actually passed, the reality is that there are some kinds of coverage that often fall through the cracks. Smaller businesses may offer health insurance, but not vision or dental coverage, and some communities don’t have a low cost dental insurance option. What do you do, then, if […]
Read morePlanning for Retirement? Pay Attention to Health Care
If you’re planning for retirement pay close attention to your health care options. Why? Because according to financial journal MarketWatch, this is likely to be one of the biggest costs you’ll have to absorb once you leave the workplace, even with the federal Medicare program providing your basic coverage. Why is health care so expensive […]
Read moreHealth Plan Tax Resolved?
Consumers worried about the rumor of taxes on high-value health insurance plans, the so-called “Cadillac” plans, can rest easy. Why? Because the White House and union leaders reached an accord two weeks ago which changed the cost threshold and added an eight-year exemption for collectively bargained plans. The deal, which was cemented in mid-January, removed […]
Read more16 Months Later: Hurricane Ike Claims Still Being Paid
The Texas Insurance Council has issued an update on the financial aftermath of Hurricane Ike, which struck Galveston on Sept. 13, 2008 calling it “the costliest weather catastrophe in Texas history by a large margin.” So far, the storm has toted up almost $12 billion in windstorm and flood insurance claims in the state. The […]
Read moreAuto Insurance for Pets: a Growing Trend
As animal lovers, most of us take good care of our pets: we feed them the best pet food available, make sure they get ample exercise and attention, train them to have good “house manners,” and make sure they’re adequately restrained when coming along for the ride in our cars or trucks. Until relatively recently, […]
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