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Americans will Work Longer to Keep Luxuries, Survey Says

Recent reports shows that more and more American citizens are postponing retirement in order to maintain lifestyles which include little luxuries. The company surveyed more than five hundred financial advisers – professionals who deal with everything from life insurance policies to general accounting – 61 percent of whom said that their clients are less concerned […]

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Recycling and Insurance?

Yesterday was the 40th anniversary of the Environmental Protection Agency and it’s Earth Day awareness program. We’re all familiar with the EPA’s “reduce, reuse, and recycle” slogan, but that phrase is much more than a mere tagline. The EPA wants it to be a way of life for people and businesses throughout the country. In […]

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California Workers Comp Rates Are Too Low

The Workers Compensation Insurance Rating Bureau (WCIRB) of California has issued a report stating that written premiums for the year of 2009 are too low. Specifically, the gross written premium for last calendar year is about $8.9 billion, which is 17% lower than the reported numbers for 2008 and only 62% of the 2004 total. […]

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AIG Did Not Ignore Red Flags, Judge Says

Reuters reported earlier this week that a federal judge in Manhattan has dismissed a shareholder lawsuit against AIG. The suit accused both current and former American International Group, Inc., directors and executives of ignoring the “red flag” warning signs that lead to the insurers near-demise and necessitated $180 billion in Federal bailout funds. On Tuesday, […]

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Safeco, Republic Write New Homeowners Policies in Coastal Mississippi

Mississippi state Insurance Commissioner Mike Chaney announced recently that Safeco Insurance has plans to offer homeowners insurance, including wind coverage, in southern part of his state. Beginning in mid-March, Chaney says, the company will offer between 500-1,000 homeowners policies with wind coverage. For homeowners who live in places frequently hit by hurricanes, wind coverage is […]

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American Lung Association wants Smoking Cessation Coverage in Your Health Plan

Whille the debate over health insurance reform rages on, one topic not being highlighted is coverage for smoking cessation programs. According to the American Lung Association, such a program is a key strategy in the battle to reduce tobacco usage, and the health issues that result from it. In a report released last November, “Helping […]

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Insurance. We all need it, and we all hate talking about it. One thing we can agree on, however, is that the more informed we are as insurance shoppers, the better able we are to maximize the money we spend. After all, having an insurance policy isn’t enough, we need to have the right coverage […]

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