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Does Health Insurance Cover a Dermatologist?

Dermatology is a highly sought after service for people suffering from acne, skin issues, and cancer. Dermatologists can diagnose over 3,000 disorders, helping men, women, and children look and feel their best. While dermatology is known for cosmetic procedures, including Botox injections, there are many necessary procedures they perform too. However, many insurance companies exclude […]

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Who Needs Health Insurance?

Health insurance is just as important as auto and home insurance. It protects you from the unexpected. So even if you think you’re in perfect health or nothing will happen to you, it’s best to have health insurance. Here’s why. Do you Need Health Insurance? Most people think health insurance isn’t just for the sick […]

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Why is Health Insurance so Expensive?

Health insurance rates increased in recent years to the dismay of consumers. It boggles the minds of many since insurance companies cannot increase your rates based on illness or pre-existing conditions, thanks to the Affordable Care Act. So what is making the cost of health insurance continually increase? [sc_content_link label=”Get today’s insurance rates.” cat=”health”] Keep […]

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What’s the Penalty for No Health Insurance and Why Should You Care?

If you have not filed your taxes for 2018 yet, you may face a penalty if you didn’t carry health insurance for the entire year. Through 2018, all taxpayers that can afford health insurance must have it. If you chose not to have it, you may pay a penalty called the Shared Responsibility Payment when […]

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The Ultimate Guide to the 2019 HSA Contribution Limits

Every year, the IRS announces maximum contribution limits for HSAs. In 2019, you can contribute up to $3,500 for single coverage and $7,000 for family coverage. In order to qualify for an HSA, you must have a deductible of at least $1,350 for single insurance or $2,700 for family insurance. If you are over the […]

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The Top Alternatives to Long-Term Care Insurance

Preparing for your long-term care needs now can make it easier on your loved ones. Knowing that you have the finances to hire the appropriate care can make it easier to manage your needs as you age. Long-term care insurance covers the necessary assistance to help you with your daily activities such as bathing, eating, […]

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Take These Steps to Apply for Medicare

Enrollment in Medicare isn’t automatic for everyone. Knowing when you should apply and which plans you should consider will help you make the right choices. Health insurance becomes increasingly more important for you as you age, so understanding how Medicare works and how to apply for it is important. [sc_content_link label=”Get today’s insurance rates.” cat=”health”] […]

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Does Health Insurance Cover Therapy: A Simple (But Complete) Guide

Years ago, it was difficult to find an insurance company that covered mental health issues. Fast forward to today and a majority of insurance plans cover therapy almost as well as they cover physical health issues, thanks to the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act or Mental Health Parity […]

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Choosing the Right Health Insurance When Both Spouses Work

If you and your spouse both work, you may have trouble choosing the right health insurance. Generally, you have three options. You can each have your own policy through your respective employers; you can both join one policy, or you can both join both policies. [sc_content_link label=”Get today’s insurance rates.” cat=”health”] Keep reading to see […]

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