Arizona Drivers: Uninsured? It’s Going to Cost You!
Uninsured motorists in Arizona have a new law to contend with: under a change in state insurance law which went into effect late in 2009, drivers who are convicted of driving without proof of insurance will face an automatic 90-day long suspension of their licenses. Before the new law took effect, judges had the option […]
Read moreCrash! The Doctor (or Laywer) Did It!
When considering how to get auto insurance discounts many of us are advised to ask about credits or discounts based on what we do. Teachers, for example, often earn insurance discounts. Would it surprise you to know that there are also occupations that can cause your insurance to increase? It’s true, according to information compiled […]
Read moreFlood Insurance Changes in Illinois and Nebraska
It’s difficult enough to know when flood insurance is required when you live in a relatively stable region, but property owners in three counties in southwestern Illinois are in a kind of flood zone limbo, while they wait for new Mississippi River flood maps to be drawn. According to Illinois Senator Richard Durbin, the Federal […]
Read moreLife Insurance Shopping 101
If you’re like most people, you see those television commercials selling life insurance to people between the ages of fifty and eighty and you pretty much blow them off. If you’re particularly technologically savvy, you might even use your DVR to watch all television, so you never have to see those commercials at all. While […]
Read moreSocial Events and DUIs: When the Party’s Over
Here’s something not generally included in lists of DUI frequently asked questions: in most states, if you’re serving alcohol to guests in your home, you can be held responsible for what happens to your drunk friends after the party’s over. Whether they end up in a hospital emergency room after tripping and falling, or crashing […]
Read moreRenters Insurance
If you’re living in an apartment, saving pennies so you can buy a house some time, and trying to cut costs where you can, you may find yourself wondering, “Is renters insurance good?” You might find yourself arguing, “After all, the landlord’s insurance will pay to rebuild the apartment if something happens. It’s not my […]
Read moreEarthquake Preparedness
If you live in California, you’re probably pretty jaded when it comes to earthquakes, joking that “anything under 5.0 doesn’t count.” The reality is that even those tiny temblors can cause a lot of damage if the shock wave moves in the wrong direction, or if they’re centered closer to the surface of the earth. […]
Read moreWelcome!
Insurance. We all need it, and we all hate talking about it. One thing we can agree on, however, is that the more informed we are as insurance shoppers, the better able we are to maximize the money we spend. After all, having an insurance policy isn’t enough, we need to have the right coverage […]
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