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The Pros and Cons of Bundling Insurance Policies

Bundling insurance may be a good way to save money, but there are pros and cons of bundling insurance policies. It’s a common myth to assume it’s the best choice. Not only might you not save money, but you might not get the best coverage because you’re eliminating other policy possibilities. Understanding how bundling insurance […]

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Does Long-Term Care Insurance Cover Assisted Living?

Medicare doesn’t cover assisted living and they are pretty upfront about that. If you have a long-term care policy, though, will that cover it? [sc_content_link label=”Get today’s insurance rates.” cat=”life”] Luckily, the answer is ‘yes.’ But, no two long-term care policies are the same. One policy might cover it while another might not. It’s important […]

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Understanding the 80 Percent Rule for Homeowners Insurance

If you are unaware of the 80 percent rule in homeowner’s insurance, you may find yourself underinsured when it comes time to file a claim. The 80 percent rule requires homeowners to have replacement cost coverage that is worth at least 80 percent of the home’s replacement cost. That’s a standard rule across the board […]

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What Does Homeowner’s Insurance not Cover?

You probably think if you take out a homeowner’s insurance policy that it covers everything to do with your home, right? Unfortunately, that’s not the case. Homeowner’s insurance does provide financial protection for your home, but only in certain situations. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] Check out the top things homeowner’s insurance doesn’t cover […]

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How Are Annuities Taxed?

Annuities provide you with income for the rest of your life or your general life expectancy. They are attractive because they offer tax-free growth until you withdraw the funds. You can also re-invest any money you earn in interest or dividends, allowing it to grow tax-free as well. Eventually, though some or all of your […]

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Homeownership 101: Homeowners Insurance vs Mortgage Insurance

These two will likely crop up when you buy a home. It’s true, both homeowners insurance and mortgage insurance protect your home. But they are two separate policies set to affect you differently. As you transition from a homebuyer to a homeowner, knowing their difference is an advantage. This is so you can prepare yourself […]

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5 Types of Insurance Coverage Every Homeowner Should Know About

Buying a home is one of the biggest financial investments a person can make. And just like any investment, it needs to be protected. This is where insurance comes in. There are a number of factors to consider when purchasing insurance coverage but it usually boils down to the type of home you own and […]

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