homeowners insurance

Sort By Latest

Non-Renewed Homeowner’s Insurance – Now What?

Non-renewed homeowner’s insurance can be scary. Can your insurance company do that to you? Can they just decide that they don’t want to renew your policy? It does happen and for a variety of reasons. Lately, with the natural disasters happening across the country, many insurance carriers are pulling back on their policies for fear […]

Read more

What Does “Replacement Cost” Mean?

When you buy insurance, you have two options when it comes to the type of coverage you can obtain. The insurance company will ask you if you want replacement cost or cash value coverage. You might not think this is a big deal since you are choosing the amount of coverage to buy, but it […]

Read more

Insurance Tips for First Time Homeowners

Buying your first home is exciting, but it also comes with a lot of responsibility. If you take out a mortgage to buy the home, the mortgage company will require that you carry homeowner’s insurance. Before you just call any insurance company and take what they have to offer, learn the important tips you should […]

Read more

Roof Damage and Homeowners Insurance – What Does it Cover?

As a general rule, homeowners must maintain their home. This includes things like the roof. If you don’t properly maintain it, your homeowner’s insurance isn’t going to cover it. For example, if you neglect to maintain or repair your roof and you go past its ‘viable life’ your insurance won’t cover the replacement. However, if […]

Read more

Do Home Insurance Companies Offer Discounts?

If you own a home, you need homeowner’s insurance. If you have a mortgage, it’s required. Even if you don’t though, you should protect your investment. What if the house burned to the ground or experienced storm damage? Home insurance protects your financial interest in the home. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] It’s no […]

Read more

Creating Home Inventory – What you Should Know

Do you have a list of your home belongings? What would happen if you lost everything in a fire right now? Would you know what you lost? [sc_content_link label=”Get today’s insurance rates.” cat=”home”] Chances are that you wouldn’t be able to name everything, especially in the face of disaster. A home inventory list helps take […]

Read more

What Value Does Insurance Pay – RCV or ACV?

Do you know if your homeowner’s or auto insurance pays actual cash value or replacement cost value? If not, it’s something you should know as it affects how much the insurance company pays if you need to file a claim. [sc_content_link label=”Get today’s insurance rates.”] You should know the type of payout an insurance company […]

Read more

The Types of Homeowner’s Insurance Policies

You have several homeowner’s insurance policies to choose from when buying a policy. The types or ‘forms’ typically depend on the type of property you purchase and the type of coverage you need. While coverage can vary by state as each state has different laws, you can get a general idea of each type of […]

Read more

Is Termite Damage Covered by Homeowners Insurance?

You buy homeowners insurance in hopes that it will cover any issues you have with your home. Unfortunately, no home policy covers everything that could happen to your home, including termite damage. However, there are exceptions to the rule. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] Keep reading to learn if your termite damage has a […]

Read more