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Homeownership 101: Homeowners Insurance vs Mortgage Insurance

These two will likely crop up when you buy a home. It’s true, both homeowners insurance and mortgage insurance protect your home. But they are two separate policies set to affect you differently. As you transition from a homebuyer to a homeowner, knowing their difference is an advantage. This is so you can prepare yourself […]

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What Are the Most Common Misconceptions About Homeowners Insurance?

A homeowners insurance policy is a vital part of homeownership as it serves as financial buffer for the unexpected. Unfortunately, misconceptions about what it does can lead to decision errors that might prevent you from reaping the full benefits of a homeowners insurance policy. You deserve your money’s worth. Beware of these most common misconceptions […]

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Home Warranties – Are they Worth the Money?

Home warranties can be useful, but they should never be considered a replacement for homeowners insurance.

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Farmers to Raise Homeowners Rates in Texas

The Dallas Morning News is reporting that Farmers Insurance is planning to raise the rates on homeowners insurance and Texas by almost ten percent in 2012. The rate increase will affect about half of the company’s policy holders in the Lone Star State. Specifically, about 350,000 homeowners who currently have either Texas Family or Next […]

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