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driving record

Do Past Tickets and Violations Affect Car Insurance Rate?

Insurance companies look at your past driving record as a prediction for your future driving habits. In other words, the better driving habits you exhibit now, the lower your insurance rate will be in the future. A person with a marked up record will have a higher likelihood of making a claim on their car […]

life insurance

Life Insurance by the Numbers – Factors Affecting Your Premiums

Death is a part of life. While you can take your time and defer taking out a life insurance now, this could change when you have other people depending on you financially. When the time comes to buy a life insurance policy, how much in premiums will you be paying? Your life insurance premiums are […]