Are Older Cars Cheaper to Insure?
It seems to make sense – older cars should cost less to insure than new cars. After all, they cost less than newer cars, right? While all of this is true, it’s not a general rule that older ...
The Ultimate Guide to the 2019 HSA Contribution Limits
Every year, the IRS announces maximum contribution limits for HSAs. In 2019, you can contribute up to $3,500 for single coverage and $7,000 for family coverage. In order to qualify for an HSA, you ...
How do Insurance Companies Make Money?
Insurance companies typically don’t make money on your premiums. The money collected from premiums helps insurance companies pay out on claims. The time in between collecting the premium and paying ...
From A to Z: Commonly Used Insurance Terms and Definitions
How much do you know about insurance? It’s a world filled with words that sound difficult to understand. But if you were to start protecting what’s important to you, it’s time to brush up on your ...
High Risk Occupations Needing Life Insurance
Not many dare discuss about death. The topic is too sensitive to them, some even cringe and feel uncomfortable hearing the word. To most of us, death equals loss. It is seen as the end of life, and ...
Be Informed: Why Do You Need to Read Your Insurance Policy?
Read through your insurance policy and understand its terms. There’s no denying that insurance claims can be denied. Per the Department of Labor, at least one out of seven claims under employer ...