auto insurance
How Driving History Impacts Insurance Rates
Your driving history is one of the most important factors insurance companies consider when determining your auto insurance rates. A clean record with no violations or accidents can lead to lower premiums, while incidents such as speeding tickets, DUIs, and at-fault accidents can drive up your costs. Insurance providers assess risk by reviewing past driving […]
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How Vehicle Type Affects Auto Insurance Cost
Your car insurance premium isn’t just based on your driving record or location. The make and model of your vehicle play a significant role in determining how much you’ll pay. Insurance companies look at several factors, including safety ratings, repair costs, theft rates, and trim levels, to assess risk. Choosing the right vehicle can make […]
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Understanding Auto Insurance: A Guide for Beginners
Auto insurance is mandatory in most states. However, the limits are quite low. Most drivers need much more coverage than state minimum requirements to protect themselves financially because driving a car can create financial responsibilities. Check out this guide to auto insurance to learn everything you must know about purchasing your first policy. What […]
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How to Save Money on Auto Insurance: Tips and Tricks
Knowing how to save money on car insurance is important. You have to have insurance coverage to drive your car but also don’t want to go broke paying for insurance. Insurance companies base your premiums on many factors, including your driving record, age, and gender. But there are many ways to save money on car […]
Read moreCar Insurance Coverage: How Much Do You Need?
Buying car insurance is often more confusing than buying a car. You have to think about the type of insurance you need, the amount of coverage, and the deductible you can afford. Not every driver needs EVERY type of insurance, though. There are laws you must meet (liability insurance) but beyond that, the rest is […]
Read moreWhat Is Uninsured Motorist Coverage?
You have insurance to cover damages you may cause in an accident. You also have insurance to cover yourself if you cause an accident. But what happens when another driver is at fault, yet they don’t have enough insurance to cover the damages? Sure, you could sue them but that could take years and who […]
Read moreIs it Better to Have a Higher Deductible for Car Insurance?
If you are trying to save money on your car insurance premiums, you may be tempted to take a higher deductible. You are willing to take the gamble. If you don’t have to use your car insurance, you win by saving money every month. If you do have to use it, you’ll have to pay […]
Read moreWhen Does a Citation Appear on Your Driving Record?
You got a ticket and now want to know how long it will remain a black mark on your driving record. Unfortunately, there’s no blanket answer. Each state has different laws regarding this circumstance. In general, you can expect a major moving violation to stay on your record between 3 and 10 years. However, minor […]
Read moreWhat to Do If You’re in a Car Accident
Being involved in a car accident can be scary. Knowing what to do before you are involved in one can help you stay calm and take the right steps. Keep reading to learn the steps that you should take if you are involved in a car accident. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] Safety First […]
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