Two new insurance laws went into effect last Friday in Missouri, both of which provide stronger protection for homeowners in the the Show-Me state.
The first law, Senate Bill 101, bars exterior repair contractors, like roofing and siding companies, from offering to cover a prospective client’s insurance deductible in order to make a sale, and also prohibits such companies from negotiating with insurance companies on an insured homeowner’s behalf.
The other law, Senate Bill 132, allows insurance companies to legally set up mobile service centers in storm-damaged areas, to make it easier for affected policyholders to file claims. Under the terms of this law, counties, cities, and other political subdivisions may not restrict insurers from establishing temporary operations. Previously, there were cases where cities and other municipalities wanted new business licenses before mobile service centers were allowed to operate after a weather-related disaster.