insurance advice

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Do You Have an Emergency Fund?

No matter where you live or what you do, having an emergency fund is a smart idea. This way, if some sort of catastrophe hits your area, or there’s a family emergency that requires you to spend an extended period away from work, you won’t be forced to dip into your retirement fund or go […]

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Does your homeowners insurance include a “Santa” clause?

Homeowners in the UK risk losing more than Britons risk losing over £23 million worth of presents via burglary this Christmas, and sadly, that may not be covered by the usual contents clause in their home insurance coverage, at least according to HSBC. To help protect consumers, the bank is urging them to read their […]

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Chimney Safety Tips from CSIA

It’s December, which means that Jack Frost is probably nipping at your nose, as the song says. Even if you’re not actually roasting chestnuts over an open fire, the Chimney Safety Institute of America (CSIA) wants to make sure that your fireplace is a heat source and not a safety hazard this winter. To that […]

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Life Insurance: Can it Be Extended?

Most life insurance agents will tell you that the question their existing customers most often ask if their term policies can be extended. Sadly, there is only one answer to this question: NO. Why? Because the term of a life insurance policy is set at the time of issuance, and there are no extensions after […]

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