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Understanding Self-Employed Disability Insurance

As a self-employed worker, you carry a lot of the responsibilities that a person that works for someone else doesn’t have to shoulder. This includes disability pay. Self-employed workers don’t have the luxury of disability benefits should they become unable to work. [sc_content_link label=”Get today’s insurance rates.” cat=”life”] That’s why disability insurance, whether short-term or […]

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Connecticut to Consider Covering PTSD Under Workers’ Compensation Insurance

Most of us are accustomed to hearing about post-traumatic stress disorder (PTSD) in connection with soldiers and sailors who have served in battle. We associate it with images of Viet Nam, and the various wars that have occurred – and are occurring – in the Persian Gulf region, and in places like Afghanistan. The reality […]

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Hawaii Workers Say Employer-Hired Docs Unfair

As the Supreme Court of the United States continues to evaluate the legality of the health care reform act put in force two years ago by President Obama’s administration, individual states continue to have health insurance debates of their own. One such debate is happening in the state of Hawaii, where, the Honolulu Star-Advertiser says, […]

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Press Release: Disabled Workers Fleeing Job Market

Senator Tom D. Harkin (D-Iowa) issued a press release yesterday morning, about the status of disabled employees in the American workplace. Because we feel this issue is important, we are running the full text of the release: WASHINGTON, April 12 — The office of Sen. Tom Harkin, D-Iowa, issued the following news release: This morning, […]

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Kansas Shows Decline in Workplace Injuries

Good news from the world of worker’s compensation insurance: labor officials in Kansas say non-fatal workplace were 12 percent lower than average in 2009, the most recent year for which statistics have been compiled. The Department of Labor says the Survey of Occupational Injuries and Illnesses showed that the state’s rate of non-fatal workplace injuries […]

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Workers’ Comp In Illinois: No Lawyer Required

Want to hear something scary? Workers in Illinois have received thousands of tax-free dollars in workers’ compensation with what amounts to a doctor’s note. According to a report in the Belleville News-Democrat, cases that have involved wrist or elbow issues with municipal and private workers have been resolved without the affected worker needing surgery, treatment, […]

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Oregon Has Lowest Workers’ Comp Year Ever, Still Above National Average

Great news for workers’ compensation administrators in Oregon: private sector work-related injuries and illnesses there were only 4.4 per 100 full-time employees during the 2009 calendar year, making it the lowest recorded total ever. Oregonians files 48,304 work related injury cases in 2009, 52.6 percent of which resulted in lost work time (including days away […]

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Montana: Save Money by Refusing Workers’ Comp to Illegal Immigrants

A lawmaker in Montana has proposed a way to reduce the cost of state workers’ compensation insurance. He wants to prohibit illegal immigrants from collecting benefits when they’re injured. Representative Gordon Vance (R – Bozeman) has sponsored House Bill 71, which would require workers’ compensation insurers to to create verification systems allowing them to determine […]

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Oklahoma Representative Pushes for Workers’ Comp Reform

Oklahoma state representative, Mark McCullough told the press last week that he was prepared to introduce legislation designed to improve his state’s workers’ compensation system. Representative McCullough also said that the legislation will be based on recent recommendations from The Task Force on Vocational Rehabilitation in Workers’ Compensation, including reforms that would return employees to […]

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