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Are Life Insurance Premiums Tax Deductible?

You pay life insurance premiums to protect the integrity of your loved ones upon your passing. The cost can get pretty high, especially if you total it up over the years. Many taxpayers hope that they can write off this personal expense on their tax returns. Unfortunately, it’s not a tax-deductible expense in most cases. […]

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Can You Buy a Life Insurance Policy for a Family Member?

Typically you buy a life insurance policy for yourself, but there are certain circumstances when you may want to buy it for someone else. While there are exceptions to the rule of only buying life insurance for yourself, it’s usually restricted to family members and there are tight restrictions. You Must Have an Insurable Interest […]

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What is a Guaranteed Issue Life Insurance Policy?

Some people just aren’t good candidates for a life insurance medical exam. If they don’t pass the exam, they don’t get life insurance, it’s that simple. So how do you get past this requirement? Guaranteed issue life insurance could be the answer. [sc_content_link label=”Get today’s insurance rates.” cat=”life”] As the name suggests, the policy offers […]

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What is a Simplified Issue Life Insurance Policy?

If you are worried about the medical exam that is required for a life insurance policy, you could be a good candidate for a Simplified Issue Life Insurance plan. Traditional life insurance requires you to undergo some type of medical exam – the exact type depends on the insurance company’s requirements. [sc_content_link label=”Get today’s insurance […]

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What are the Different Types of Term Life Insurance Policies?

You want to protect your loved ones financially in the face of your death, so you turn to the different life insurance policies available to you. As you shop, though, you realize the options are overwhelming. How do you know out of the various types of policies available which one is right for you? [sc_content_link […]

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Do all Life Insurance Policies Have a Waiting Period?

You buy life insurance because you want to protect your loved ones in the event of your death. Did you know that not all policies guarantee coverage though? If your policy is too new, you might be subjected to a waiting period that could leave your loved ones without a penny despite your purchase of […]

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Should You Buy No Exam Life Insurance?

Buying life insurance might not be as easy as you thought. The insurance company needs to assess your risk. In other words, how quickly might they have to pay out on your insurance? If it’s too soon, they may not approve you for insurance. [sc_content_link label=”Get today’s insurance rates.” cat=”life”] This doesn’t mean anyone with […]

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Understanding the Available Life Insurance Riders

Did you know that in addition to your basic life insurance you could add life insurance riders? Otherwise known as special endorsements, they offer special protection to help you customize your plan. [sc_content_link label=”Get today’s insurance rates.” cat=”life”] Below we discuss the most common riders available to you with your life insurance policy. What is […]

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Should you Get Life Insurance Even if you are Single?

If you aren’t married and don’t have kids, you probably think you don’t have anyone to worry about upon your passing. Life insurance is just for those that have to support others after their passing. They don’t want to leave the financial burden of a mortgage and raising children on their spouse or family. But, […]

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