insurance facts
Friday Filmstrips: Prescription Drug Plan “Donut Holes”
If you have a prescription drug plan, there’s a coverage gap or “donut hole” you may encounter. This video talks provides some insight and information.
Read moreMost Doctors Don’t Use Email with Patients, Survey Says
A new study released recently by the Center for Studying Health System Change shows that less than 7% of office-based physicians routinely use email to communicate with their patients, even though such communication does much to improve patient satisfaction. The study involved a survey of 4,258 doctors (not including pathologists, anesthesiologists, etc.), and was done […]
Read moreSchwarzenegger Signs New Insurance Disclosure Bill into Law
Last Friday in California, Governor Arnold Schwarzenegger signed AB2022, which establishes new guidelines for homeowners insurance disclosures, into law. It will go into effect on July 1st of next year. Specifically, the new law changes the mandatory language of the California Residential Property Insurance Disclosure, in order to make the description of types of homeowners […]
Read moreLife Insurance: Can it Be Extended?
Most life insurance agents will tell you that the question their existing customers most often ask if their term policies can be extended. Sadly, there is only one answer to this question: NO. Why? Because the term of a life insurance policy is set at the time of issuance, and there are no extensions after […]
Read moreCalifornia Assembly Advocates Pet Insurance Reform
You can’t declare them as dependents or write off their expenses, but to many of us, our pets really are part of the family, and many of us spend hundreds of dollars a year on pet insurance, just in case a major veterinary event occurs. Now, California Democratic Assemblyman Dave Jones has taken inspiration from […]
Read moreNo PMI? Get Term Life for Greater Protection
Even in today’s mortgage market, homebuyers call insurance companies asking about “mortgage insurance.” While there once were mortgage insurance products that had a decreasing benefit matching the decreasing loan obligation over the term of the mortgage (generally 30 years), these types of policies have become essentially obsolete. Modern homebuyers told to get mortgage insurance are […]
Read moreGeorgia to Decide New Insurance Commissioner
Georgia voters head to the polls today to participate in a runoff election in which they must choose between two Republican candidates for state insurance commissioner. The two candidates, Maria Sheffield and Ralph T. Hudgens, are the two survivors from last months Republican primary, which included nine candidates. In that vote, each of the two […]
Read moreSelf Improvement Can Save Money on Life Insurance
Okay, we all know that insurance underwrites use actuarial tables to asses risk factors and set premiums for each applicant. When it comes to life insurance, the higher your risk of dying early in life, the more expensive your insurance will be. There are two risk factors that you can control, and doing so will […]
Read moreTexas and Louisiana See Increased Jobs in June
Amidst constant concern about the next extension of unemployment benefits (due in September) come some numbers from theAmerican South. Specifically, there were job gains posted in Louisiana and Texas last month, but losses in both Arkansas and Oklahoma. According to the Louisiana Workforce Commission, that state’s seasonally adjusted non-farm employment improved by 5,800 jobs in […]
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