auto insurance
How a Credit Score Affects Your Car Insurance
If you have a low credit score, you might worry what it will do to your car insurance rate. Do insurance companies even look at your credit score? While the answer is ‘yes,’ they do look at it. The true answer is more complicated than that. Unlike loans where lenders pay close attention to your […]
Read moreDo Past Tickets and Violations Affect Car Insurance Rate?
Insurance companies look at your past driving record as a prediction for your future driving habits. In other words, the better driving habits you exhibit now, the lower your insurance rate will be in the future. A person with a marked up record will have a higher likelihood of making a claim on their car […]
Read moreThe Consequences of Paying Your Auto Insurance Late
It happens all of the time – consumers miss the due date on a bill. In some cases, you can get away with it as long as you get current quickly. With car insurance, though, there could be serious consequences if you are not careful. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] You have to carry […]
Read moreGuide to Auto Insurance Liability Coverage
When you buy auto insurance, your agent will ask you to make many coverage choices. It’s not as simple as just asking for coverage for a specific vehicle. You have to know the types of coverage that you need and its cost. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] One type of coverage every driver needs, […]
Read moreWhat are the Risks Involved in Driving Without Car Insurance?
In most states, you have to demonstrate financial responsibility before you can drive on the road. In most states, you don’t need to provide your bank statements, but you do need to prove that you have insurance. In fact, you must prove that you have adequate insurance to cover the potential damages that could result […]
Read moreHow the Age of Your Car Affects Insurance Costs
You may think that the age of a car has a lot to do with its insurance rates, but it doesn’t. There isn’t a rule that states that older cars are cheaper to insure than newer cars. Instead, it comes down to the factors that affect the car and the person driving it. [sc_content_link […]
Read moreDoes the Make and Model of the Car Affect Insurance Rates?
Did you know that insurance companies determine your premiums on more than just your driving record and age? Yes, these two factors play a big role, but so does the make and model of your car. No matter your age or how safe of a driver you are, some cars cost more than others to […]
Read moreShould you Carry More Than the Minimum State Car Insurance Requirements?
Most states today have mandated auto insurance requirements. In other words, you’re required to carry a certain amount of liability insurance. This covers the other drivers on the road that you put at risk by driving yourself. If you cause an accident and cause harm to someone else, your liability insurance should cover the damages. […]
Read moreEverything you Need to Know About Uninsured and Underinsured Motorist Coverage
Car accidents are a pain, literally and financially. If you get in a car accident and it’s not your fault, you would normally rely on the other driver’s insurance to cover it. What happens when that person doesn’t have enough or any insurance, though? Are you out of luck? [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] […]
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