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Best Reasons to Buy Car Insurance

Buying car insurance may not be on the top of your list of things you want to do, but it’s an important purchase. If you own a car, you will want car insurance. In most states, car insurance is a requirement; at least liability insurance is in every state. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] […]

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How Does Credit History Affect Your Insurance Premiums?

When you shop for insurance, do you think of how your credit scores might affect your premiums? It’s probably not the first thing you think of because the two do not seem related. They are in a way, though. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] Many insurance companies pull your credit because it helps them […]

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Follow These Steps to Choose the Right Auto Insurance Deductible

Choosing the right auto insurance deductible is almost as hard as choosing the right insurance company. Because the deductible plays a role in your premium, you’ll want to pay close attention to the details. When you ask for quotes for auto insurance, you may receive a quote for the insurance company’s standard coverage. Don’t take […]

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Common Reasons for High Car Insurance Expenses

If your car insurance rates seem high, there could be reasons for it. In general, insurance companies charge higher rates for higher liabilities. In other words, the more likely it is that they’ll have to pay a claim, the more they’ll charge you every month. But there are certain factors that could make your car […]

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Cost of Commercial Vehicle Insurance

If you own a business with vehicles, you need commercial auto insurance. The cost of the insurance depends on many factors. The type of vehicles, the amount of necessary coverage, and the driving history of your employees are just a few of them. Protecting your business is probably your top priority, so understanding what affects […]

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Things that can Affect Your Existing Auto Insurance Rate

Every driver experiences it. Your auto insurance bill increases even after a year of good. You throw your hands up in the air and claim that you are going to shop around. Yet you probably never get to it, right? You aren’t alone. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] So why do auto insurance rates […]

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What is Rental Reimbursement Coverage?

Your auto insurance policy may include the option for rental reimbursement. This doesn’t mean you can rent a car while on vacation and get reimbursement, though. It’s coverage for times when you have to be without your own vehicle due to repairs that your car insurance covers. [sc_content_link label=”Get today’s insurance rates.” cat=”home”] For example, […]

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The Importance of Higher Auto Liability Limits

If you are involved in a car accident, you probably assume you are covered if you carry car insurance. Before you assume, though, you should know the property damage limits of your policy. Property damage coverage is required by most states. But, the average coverage required is just $5,000. In today’s day and age, that’s […]

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Common Exclusions that Your Auto Insurance Policy Will Not Cover

Don’t make the mistake of assuming your auto insurance covers anything that may happen to your car on the road. Each policy has exclusions. They are dependent on your state laws and the individual company’s requirements. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] In general, you can expect the following exclusions in most policies. Unapproved Drivers […]

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