alternative health plans
The Ultimate Guide to the 2019 HSA Contribution Limits
Every year, the IRS announces maximum contribution limits for HSAs. In 2019, you can contribute up to $3,500 for single coverage and $7,000 for family coverage. In order to qualify for an HSA, you must have a deductible of at least $1,350 for single insurance or $2,700 for family insurance. If you are over the […]
Read moreThe Top Alternatives to Long-Term Care Insurance
Preparing for your long-term care needs now can make it easier on your loved ones. Knowing that you have the finances to hire the appropriate care can make it easier to manage your needs as you age. Long-term care insurance covers the necessary assistance to help you with your daily activities such as bathing, eating, […]
Read moreWhat is a Health Savings Plan?
If you have a high deductible health insurance plan, you may be eligible for a Health Savings Plan too. If you qualify, the HSA, you can contribute money to this account before taxes. This may help decrease your tax liability while giving you money to help you pay the high deductible or other approved medical […]
Read moreVideo: Affordable Care Act and Women
On Wednesday, August 1st a crucial part of the Affordable Care Act (what is called “Obamacare”), makes well-women visits and contraceptives available without co-payments. There are also other health insurance benefits for women. This video talks about some of them, and tells you where you can find more information.
Read moreLouisiana Senate Committee Rejects Health Care Exchange Bill
The Louisiana Senate Finance Committee voted recently to reject a state senate bill that would have set up a group of elected and appointed officials to create and oversee their state’s health insurance exchanges, a principal tenet of the affordable health care act championed by President Obama and his administration State Senator Karen Carter Peterson […]
Read moreFriday Filmstrip: French Health Care
As health care remains a hot-button issue in our government and with our current crop of political candidates, it’s interesting to look at health care around the world. Here’s a video – admittedly three years old – which looks at the French health care system, which is often considered the best in the world.
Read moreFriday Filmstrips: Vision Care
In these tough economic times, many corporations are eliminating regular vision care coverage from their benefits plans, and offering their employees membership in VSP – the vision service plan – instead. This video talks about VSP, how it works, and why eye care is important.
Read moreState Farm, Allstate Offering Benefits to Same-Sex Partners
Last week, State Farm insurance announced a significant change in their corporate policy. The company will be extending health care coverage and other benefits to the same-sex partners of its agents, agency staff members, employees, and retirees, so long as they’re in legally recognized relationships. Such benefits are already offered to employees and their partners […]
Read moreLouisiana Says No to Insurance Exchanges
Governor Bobby Jindal and the state legislature in Louisiana have decided to opt out of the creation of a state insurance exchange as outlined in the federal health insurance overhaul, choosing to let the federal government administer the program. Bruce Greenstein, Secretary of the State Department of Health and Hospitals, has confirmed this decision, and […]
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