advice and how-tos
Home Inventory 101
We live in a technological age, which means we all have more gadgets and gizmos than we really need, but what happens when something gets stolen, or a disaster occurs and your house is partially demolished? Without a home inventory, you’re not going to get reimbursed for everything that is missing or damaged. But how […]
Read moreFlu Shot FAQ
It’s November, which means red cups at Starbucks, holiday decorations everywhere, and lots of people coming down with the flu. The first two things can be avoided if they don’t suit you, but the flu is pretty much a given…or is it? Newer, better flu shots are available. If you’re considering one, here’s what you […]
Read moreLife Insurance after a Heart Attack? You Bet!
There’s no surprise that having “heart attack” listed in your medical history is a giant red flag when it comes to applying for life insurance, but even so, you are not automatically deemed “uninsurable” nor will your premiums always be astronomical. Depending on the treatment protocols you have used, the severity of your condition, and […]
Read moreDiscount Health Cards: What You Should Know
If you watch enough afternoon or late-night television, you’ll eventually see ads for discount health cards. While these may seem tempting, especially if you’re waiting for state insurance exchanges to take effect, or you lost your insurance benefits because you lost a job and COBRA benefits have either not yet begun, or already ended, please […]
Read moreFriday Filmstrips: Light Your Pilot
With cooler weather comes the desire for the soothing crackle of a warm fire. If you have a gas insert in your fireplace, you may have turned the gas off for the summer. This video from WoodHeat.com and YouTube explains how to re-light the pilot for your gas fireplace. Remember to check your fire insurance […]
Read moreFriday Filmstrips: Get Your Smokey On
If you’ve been paying attention to the news, you know that fire has been an issue in California, Colorado, and now Michigan recently, and while we know that most of you have good fire insurance, we also know that a reminder about how fires start is a good thing from time to time, so we’re […]
Read moreSimple Home Maintenance Can Help You Avoid Water Damage, Travelers Says
Last week, the Insurance Journal reported on some interesting survey results from Travelers insurance. It seems that even though most homeowners are more afraid of fire damage, most homes – even if they’re not in a coastal or riverfront location – are ten times more likely to be damaged by water. While no one is […]
Read moreFriday Filmstrips: Fire Insurance Claim Tips
A house fire is one of the worst things most of us can imagine, but the trauma is even greater if you file a fire insurance claim incorrectly. For this week’s Friday Filmstrip, courtesy of YouTube and the Property Claim Tip guys, we offer a video on fire insurance claims. Enjoy!
Read moreLife Insurance: Can it Be Extended?
Most life insurance agents will tell you that the question their existing customers most often ask if their term policies can be extended. Sadly, there is only one answer to this question: NO. Why? Because the term of a life insurance policy is set at the time of issuance, and there are no extensions after […]
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