advice and how-tos
Buying a Car With a Rebuilt Title
Have you ever considered buying a car with a rebuilt title? Before you do, understand what the term means, what you should look for, and how it may affect your financing options. [sc_content_link label=”Get today’s insurance rates.” cat=”auto”] What is a Rebuilt Title? A rebuilt title is different from a salvaged title, so let’s start […]
Read moreThe Top Reasons People File For Bankruptcy
It used to be that people that filed for bankruptcy had bad habits. They shopped too much and lived a life outside of their budget. Today, however, that’s not top reason. Yes, people do still overspend and have to file for BK as a result, but today there are many other reasons people do […]
Read moreDo Beneficiaries Pay Taxes on Life Insurance Proceeds?
You buy life insurance to protect your loved ones in the event that you pass away. You want them to be protected. But, what happens when they receive that money? Are the proceeds taxable? Paying taxes would certainly take away from the money they receive. Get today’s insurance rates. Luckily, most proceeds are not taxed. […]
Read moreOn the Road: 10 Most Practical Ways to Save Money on Teen Drivers
Blame it on lack of experience, reckless behavior, or youth, teen drivers figure into car accidents more than older drivers. With this trend, teen drivers are high risk to insure and this translates to higher auto insurance costs. If your kid is to get behind the wheel soon, reducing the costs of insuring the car […]
Read moreFall is Coming; and so are Flu, Arthritis and Other Autumn Illnesses
Who does not love the fall season? The trees change color and familiar places become more scenic. Autumn is just full of magnificent colors, making it the most beautiful season of all. There also a lot of quintessential pastimes people can do during the fall season. Most of these activities involve being outdoors. After all, […]
Read moreVideo: Insurance Plans for Federal Employees
Even federal employees have a variety of health insurance plans to chose from. This video goes over several of them and helps people determine if they have the right health plan. Some of the information is also useful for the general public, such as the difference between PPO, HMO and Fee for Service plans.
Read moreHurricane Sandy Recovery Resources
It’s no secret that Hurricane Sandy wreaked havoc up and down the entire East Coast, but New Jersey was the hardest hit state. The video we’re sharing is of President Obama and NJ Governor Chris Christie after their tour of the shore. Below it, please find links to pages with emergency resource information and insurance […]
Read moreVideo: Distracted Walking
Recently we shared a news article about the dangers of Distracted Walking, and how that affects drivers. This week, we’re sharing a video on the same subject. We love our smartphones, but we believe there are times and places when it’s best to unplug, and put the phone away. (Video courtesy of the Associated Press)
Read moreEasy Home Inventory Checklist Courtest of West Virginia Insurance Commissioner
Here at insurancespecialists.com, we’re big proponents of everyone keeping an up-to-date home inventory both on their computer and as a hard copy stored with their homeowners insurance policy. Much advice on what to include on such a list exists, but insurance regulators in the state of West Virginia have made inventory easy. How? By creating […]
Read more