If your car insurance rates seem high, there could be reasons for it. In general, insurance companies charge higher rates for higher liabilities. In other words, the more likely it is that they’ll ...
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Cost of Commercial Vehicle Insurance
If you own a business with vehicles, you need commercial auto insurance. The cost of the insurance depends on many factors. The type of vehicles, the amount of necessary coverage, and the driving ...
Guide to Hazard Insurance for Homeowners
When you take out a home loan, the mortgage lender will require that you have hazard insurance. This isn’t the same thing as mortgage insurance. Hazard insurance protects you, while also protecting ...
Is Home Replacement Cost the Same as Market Value?
You buy home insurance to protect your home should a disaster occur and you need to rebuild it. But how do you know how much to insure it for? Sure, you know the value of your home, but that’s today. ...
Role of an Home Insurance Adjuster
The home insurance adjuster is the insurance company’s representative when you have an insurance claim. They work on behalf of the insurance company to determine the validity of the claim and to ...
Things that can Affect Your Existing Auto Insurance Rate
Every driver experiences it. Your auto insurance bill increases even after a year of good. You throw your hands up in the air and claim that you are going to shop around. Yet you probably never get to ...