Life insurance protects the people that you leave behind upon your passing. Because of this, you need to name a beneficiary or a person that will receive the money when you die. If you don’t name ...
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Is Life Insurance Tax Deductible?
The IRS allows many deductions or write-offs to help lower your tax liability. Many people wonder if life insurance premiums are one of those luxurious write-offs. Unfortunately, the short answer is ...
What Does Renter’s Insurance Cover and What It Doesn’t?
As a renter, you need coverage to help protect you in the face of loss. Don’t make the mistake of counting on your landlord’s policy to cover you. Instead, you need renter’s insurance that will ...
Can You Have More Than One Life Insurance Policy?
Do you have a life insurance policy and are wondering if you can take out yet another one? The good news is that you can. It is perfectly legal to have several policies covering your loved ones in the ...
How to Compare Renters Insurance for the Best Coverage and Premium
Just because you rent your home doesn’t mean you don’t need insurance. Sure, your landlord may carry some type of insurance, but that protects the home itself. It does not protect your belongings. ...
Can I Borrow Money from My Life Insurance Policy?
If you have a whole life or permanent life insurance policy, you may be able to borrow against it if it has cash value. The cash value is the money in the account that exceeds the death benefit you ...