Is Assisted Living Covered in a Long Term Care Policy?
Medicare doesn’t cover assisted living and they are pretty upfront about that. If you have a long-term care policy, though, will that cover it? Luckily, the answer is ‘yes.’ But, no two ...
Five Benefits of Working With an Independent Agent
Buying insurance can be confusing. How do you know how much you need or what type of coverage is necessary? Insurance agents can shove many different terms and coverage amounts down your throat, how ...
Does Your Credit Affect Your Insurance Premiums?
Your credit score affects many things including your homeowner’s insurance premiums. While the way insurers look at your credit isn’t the same as a mortgage lender looks at it, there’s still a need to ...
What to Look for When Buying Health Insurance
Purchasing a health insurance policy requires careful consideration and analysis to ensure the plan meets your needs and budget. With so many different types of policies available from several ...
Waiver of Premium Rider in a Whole Life Insurance Policy
A popular rider for whole life insurance (and other types of life insurance) is the waiver of premium rider. Waiver of premium is designed to pay the life insurance premiums in the event the insured ...
Tax Treatment of Life Insurance and MECs
Perhaps the most well-understood tax aspect of permanent life insurance product (or any life insurance product, for that matter) is that the death benefit is income tax-free. There are, in fact, a few ...
