It doesn't surprise a lot of people when they know that getting a life insurance plan is something ...
It’s only logical that more vehicles are stolen in urban areas than in areas with less congestion. With increased numbers of people come increased accidents – and more incidences of theft. However, don’t think that you have to live in LA or New York City in order to have your vehicle stolen. In fact, you are far more likely to have your vehicle stolen in a border or port town. According to the FBI’s Uniform Crime Report, there is a vehicle stolen in the US once every 24 seconds at a minimum. The average American stands a one in 185 chance of having their vehicle stolen.
Vehicle theft is increasing in suburban areas in particular. Big cities and extreme rural areas both are showing general decreases an automobile theft rates. Suburban towns that are located on or near national borders, and those towns that house ports, often have the most well-developed organizations of professional car thieves. Each year in America, billions of dollars must be paid out by the major insurance companies for covering stolen vehicle losses. Be aware that neither the insurance companies nor the government is going to incur these expenses. Automobile insurance consumers are.
According to the FBI’s most recent statistics, the following cities are ranked at the top of the list for automotive theft prevalence:
- Phoenix, Arizona
- Fresno, California
- Modesto, California
- Las Vegas, Nevada
- Miami, Florida
- Sacramento, California
- Oakland, California
- Seattle, Washington
- Tacoma, Washington
Further, the greatest decreases in automobile theft, fraud and scam prevalence occur in the northeastern states. Given these big city automobile insurance statistics, a Camry owner in Denver may stand a greater chance of having his or her vehicle stolen than would a Corvette owner in New York City. However, regardless of where you live, you need to be especially attentive if you own any of the following types of vehicles:
- Cadillac Escalade
- Lincoln Navigator
- Ford Expedition
- Dodge Ram
Vehicle insurance rates can be decreased for everybody across the board if all motorists are attentive to the following:
- Never leave your vehicle running;
- Keep your keys with you, not in the vehicle;
- Park in attended parking lots or in other well-lit areas;
- Have antitheft devices installed;
- Keep your windows closed tightly when you are not in the vehicle;
- Never leave your valuables inside your vehicle where visible;
- Consider having car alarms and vehicle tracking devices installed;
Remaining attentive to big city automobile insurance statistics and taking action to counteract them will save you big money on your automobile insurance premiums. Take the time to become a defensive driver, engage in comparison shopping and explore the possibilities of discounts in order to keep your vehicle insurance premiums minimized.
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