fire insurance
The Importance of Having Fire Insurance Coverage for Your Home
Standard homeowners insurance typically covers damage to the home’s structure and its contents due to fires. That’s good then because you have fire insurance technically in place. Even with the homeowners policy around, you might still need additional fire insurance coverage. Fires can wreak havoc on anything on their path, home structures, belongings, and lives. […]
Read moreNew Fire Safety Rule in Effect in Massachusetts
In an effort to reduce the number of house fires that began as burning mulch, and to avoid a greater number of hazard insurance claims, the state of Massachusetts has enacted a new fire safety rule that went into effect on September 1st. Specifically, Massachusetts homeowners and landscapers are now banned from using wood landscaping […]
Read moreHalf of Arkansas Under Exceptional Drought
The various weather services which serve the United States all say that El Niño is coming within the next two months. For some people along the West Coast, that’s bad news, but for much of the South and Midwest, the increased chances of rain, and the cold, wet winter can’t get here soon enough. Arkansas […]
Read moreColumbus, MS, improves Fire Department Rating
Reduced insurance rates for home and business owners could be the result of a new rating for the Columbus, MS Fire Department, which was recently moved to a rating of “four,” an improvement over the rating of “five” it has held for the last thirty years. Columbus joins several other Mississippi cities which are also […]
Read moreTechnology Causes Homeowners Insurance Rate Hikes in NC
Some homeowners in North Carolina will see their homeowner’s insurance get more expensive this year because of a change in fire ratings, but according to insurance company officials, the rate hikes aren’t because of public policy, but because of GPS technology. How does GPS affect insurance rates? Well, when insurers calculate premiums, one of the […]
Read moreWarm Weather Means MORE Chimney Fires in Vermont.
Vermont is having an unseasonably warm winter, and Fire Chief Doug Winot, of Townshend, says that means an increase in chimney fires. How does one follow the other? Well, according to an interview Winot did with the Brattleboro Reformer when people burn green wood, as opposed to dried firewood, or have a fire that doesn’t […]
Read moreTurkey Fryer Safety Tips
Thanksgiving is tomorrow. It’s a day filled with food and festive spirits, but it’s also the top day of the year for cooking-related accidents and injuries, and one of the most common causes of them is the turkey fryer. Let’s face it: anything that involves a vat of boiling oil is inherently dangerous. We’re not […]
Read moreTexas Nixes State Farm’s Catastrophe Request
State Farm Insurance’s catastrophe determination petition, made in response to wildfires that have been charring much of the state all month, has been denied by the Texas Department of Insurance. According to the insurance department, the denial was based on information provided in the September 12 request made by State Farm, in which the insurance […]
Read moreOklahoma at Extreme Risk for Wildfires
Oklahomans had better update their fire insurance policies, if the news from state forester George Geissler is accurate. He says that the heat and drought currently holding the state hostage could create a wildfire crises there for the rest of the summer. He added that both the western rangeland and eastern wooded hills are dangerously […]
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